by Rose, Kristi
All Bets Are Off
A Samantha True Novel
Kristi Rose
Books by Kristi Rose
Samantha True Mysteries
One Hit Wonder
All Bets Are Off
Best Laid Plans
The Wyoming Matchmaker Series
The Cowboy Takes A Bride
The Cowboy’s Make Believe Bride
The Cowboy’s Runaway Bride
The No Strings Attached Series
The Girl He Knows
The Girl He Needs
The Girl He Wants
The Meryton Brides Series
To Have and To Hold (Book 1)
With This Ring (Book 2)
I Do (Book 3)
Promise Me This (Book 4)
Marry Me, Matchmaker (Book 5)
Honeymoon Postponed (Book 6)
Matchmaker’s Guidebook - FREE
The Second Chance Short Stories can be read alone and go as follows:
Second Chances
Once Again
Reason to Stay
He’s the One
Kiss Me Again
or purchased in a bundle for a better discount.
The Coming Home Series: A Collection of 5 Second Chance Short Stories (Can be purchased individually).
Love Comes Home
Contents
All Bets Are Off
1. Friday
2. Friday
3. Friday
4. Saturday
5. Saturday
6. Saturday
7. Saturday
8. Saturday
9. Saturday
10. Saturday
11. Saturday
12. Monday
13. Monday
14. Monday
15. Monday
16. Friday
17. Friday
18. Friday night
19. Saturday
20. Saturday
21. Monday
22. Tuesday
23. Tuesday
24. Tuesday
25. Wednesday
26. Wednesday
27. Wednesday
28. Thursday
29. Thursday/Friday
30. Saturday
31. Saturday
32. Saturday
33. Saturday
34. Saturday
35. Sunday/Monday
36. Monday
37. Monday
38. One week later
BEST LAID PLANS
Chapter 1
Chapter 2
Meet Kristi Rose
All Bets Are Off
Some days, no matter how awful, are not worth a do-over
One wild weekend in Vegas Samantha True and her boyfriend impulsively marry. Six months later she learns three things about her new husband.
1.He’s been killed in a freak accident.
2.She’s inherited his secret PI business.
3.He had another wife.
Broke and devastated, she dives into learning the PI business—how hard can it be? Following a binge-watching How To session on Youtube, Samantha’s ready to take her first case.
When mysterious strangers show up at her doorstep demanding information about her dead husband, she realizes she's in over her head.
Samantha must discover who he really was. But what if the truth puts her in danger, too?
1
Friday
“Miss True, I have some very troubling news.” The lawyer, Tyson Lockett, pushed a tri-folded piece of paper across the desk toward me.
The corner hung off the side of the desk.
Wishing I could avoid the paper altogether, I flicked it back toward him using the nail of my index finger. After which, I rubbed the finger down the length of my skirt, wiping it clean.
His expression solemn, he said, “I have more troubling information.”
“More troubling news than my husband’s been killed?” I swallowed hard; those had been difficult words to say.
What could trump learning of your loved one’s unexpected death? My mind couldn’t conceive of one thing.
Lockett wiped a hand down his face and mumbled something that sounded like he was cursing the dead man in question.
He pinched the bridge of his nose and said without looking at me, “I’m not sure how to tell you this, Miss True. If you look at the death certificate, you’ll see that the name and date of birth align with the man you knew as Carson Holmes. But if you look closer, you’ll notice the cause of death, nature of death, and date of death are wrong.” Then he fixed his gaze on me. His stare unwavering.
I shook my head. “I don’t think I understand.” My mouth was insanely dry and rough, like sunbaked earth. Nothing about this moment added up. I locked onto the easiest of oddities coming at me. Lockett knew to call me and tell me about Carson, though I’d never heard the lawyer’s name before today. Lockett also knew I had kept my maiden name. “How did you know I hadn’t taken Carson’s last name?”
He blew out a heavy sigh then nodded to the paper. “Please take a look at this.” Lockett leaned across his steel and glass desk and nudged the folded piece of paper, perfect for a letter-sized envelope, back to me.
With trepidation, I reached for the document. My hand trembled slightly as I picked it up by pinching the corner with my thumb and forefinger.
The sheet had weight, the sort of paper used for official documents or homemade cards declaring love or good news.
Lockett gave me an encouraging half smile and nod, silently pushing me to keep going.
I clutched the heavy paper, one hand on each side, and lifted the top with my thumbs. The inside print declared the sheet to be an official death certificate from Washington State.
“I know this isn’t easy and I’m very sorry,” he murmured calmly.
Something about his downturned gaze gave me the impression that he was saddened by the news, too. Or maybe he was sad because he was charged with delivering it.
He cleared his throat. “Two nights ago, the man you knew as Carson Holmes was killed in a motor vehicle accident. He was driving through Snoqualmie Pass, crashed, and a tree fell onto his car.”
My mind played its own version of the scene just painted for me. “Impossible,” I whispered. I directed my focus on the lawyer as I expelled a deep breath. “Carson was in California at a home security convention, not northern Washington, and certainly not anywhere near the pass.”
How did I know this guy was even telling me the truth? Yesterday, I had no idea he existed, and today he was lowering this boom.
“Why aren’t the police telling me this if Carson is really dead?” I closed my eyes, seeking equilibrium, and rewound the last few moments. “Why did you keep saying the man I knew as Carson Holmes?”
“Look at the certificate,” Lockett said. “Look at the date and cause of death.”
With steely resolve, I opened my eyes and further unfolded the paper. I scanned the page for the important words like “nature of death” and skipped the rest. Lockett was correct; the date of death was not today or yesterday or the day before. The date was from ten years ago and on New Year’s day. Today was not New Year’s or anywhere close to it. The cause of death confused me more. “This says Carson Holmes died from cancer.”
“That’s correct,” Lockett said.
“So this isn’t my husband?” A tiny spark of hope pulsed inside, even if I couldn’t figure out this riddle.
“No. Your husband used that death certificate to establish a new identity. The man you knew as Carson Holmes was not really Carson Holmes.”
“Come again?” I wasn’t usually this dense, but nothing this lawyer had said made
a lick of sense, starting with his anxious phone call this morning.
“The man you believed you were married to had a different name, a different birthday, and was actually married to another woman. Well, they were in the final stages of divorce, but that doesn’t matter. What does is that it wasn’t official yet.”
And there it was, the other bad news. Yes, death was still the worse of the two, but learning my husband was actually married to someone else ranked up there really close to learning he’d died.
The words came to me as if Tyson Lockett was standing at the far end of the tunnel, his voice metallic and fading. His words tasted bitter on my tongue even though I hadn’t spoken them.
I had one of two options. I could toss my cookies onto his gray shag carpet or I could pass out.
Neither sounded appealing, but I chose the latter. And considering how my luck was going, I took preemptive measures and stuck my head between my legs. Didn’t want to faint, slide out of the smooth leather chair, and end up in some weird position where I showed Lawyer Guy my tiger-striped undies.
But no sooner had I bent over than darkness claimed me.
2
Friday
When I came to, Lockett was beside me, his hand on my shoulder as he gently nudged me to consciousness.
“Come on, Samantha, wake up,” he murmured.
I groaned in protest. I wanted to stay in this darkness where the truth stood at bay. Sadly, that was not an option. Instead, I sat up slowly and tried to gain my equilibrium. My vision was blurry, tears threatening to spill. I blinked rapidly, attempting some sort of control in an uncontrollable moment.
“Here.” Lockett shoved a tumbler of gold-colored liquid toward me. “Drink this. You’re in shock.”
Lockett was tall, blond, deeply tanned, and likely spent his off-days on a surfboard where he referred to others as “dudes,” regardless of gender.
His office and presence reflected the darkness settling around me—pewter-colored walls, a leather couch the color of a storm cloud, and shag carpet that matched his gray suit. Outside the window, the muddy brown of the Columbia River, the bright blue of a spring sky, and the snow-capped Mount Hood provided the only color.
Nothing was making sense. Not the man, his words, or the atypical sunny sky three days into spring in the Pacific Northwest. Outside was bathed in light and new life; inside was dark and depressing and about death. I was desperate to escape but knew I couldn’t. These facts would follow me, even into the light of day.
I took the glass and tossed it back. Liquid fire burned down my throat and landed in my stomach, which was a volcanic gurgling of apprehension and grief. I coughed, half expecting flames to shoot out as my insides burned.
Lockett handed me a water bottle, and I took a large gulp, desperate to extinguish the fire. My stomach revolted. I leaped from the chair and ran for a clear plastic waste can, picked it up, and upchucked breakfast into it.
Lockett went into his reception area and returned with the secretary behind him. She discreetly took the wastebasket from me and then held it away from her as she disappeared from the room.
He guided me back to the chair while handing me a monogrammed handkerchief. The gesture caught me off guard. I hadn’t figured him for the old-fashioned type.
I covered my mouth with my hands, his hankie tucked between two fingers, and shook my head. How could what he said possibly be true? I was the other woman? I wasn’t even Carson’s wife? I couldn’t believe a duplicitous nature of this magnitude possible from the Carson I knew.
“Does she know about me?” I slumped into the chair, letting my head fall back to rest against the back. My body suddenly heavy, my limbs like wet logs.
“Yes. When Carson died, he didn’t have his fake ID on him. That’s why you’re being notified by me and not the police. His wife later learned of your…” He cleared his throat. “I was asked to look into matters.”
My stomach rolled again. She knew about me. Who I was. I knew nothing about her. “What are the chances our paths will cross?”
“Slim,” he said. “It would be a fluke if you did.”
How was it possible Carson had lived two lives, and I’d never been the wiser? Is that really where he went whenever he was out of town? I’d seen shows like this on the true crime channels but never thought it could happen to anyone I knew, much less myself.
“You said they were in the process of a divorce… Were they still living together?” I needed to know the extent of which I shared Carson. “Is that why he was near the pass when he died?”
Lockett shook his head. “He had a business interest out by the pass, and the divorce was in mediation. He made frequent trips to…”
The unspoken words hung heavy in the room. I wasn’t allowed to know where he’d been or what he’d been up to, a right given to any wife. More talk and confusion with no actual information and clarity. More secrets.
Lockett sighed wearily then said, “Miss True, because you and Carson were not legally married, you have no claim to his estate. Anything under the name Carson Holmes defaults to the estate under his real name and belongs to his legal wife.”
Seeking comfort, I reached for the silver necklace Carson had given me two weeks ago, an unexpected gift to mark our half-year married. My hands stilled when I touched my bare neck. The chunky piece of jewelry, two keys connected to a heart, was missing. Frantic, I felt around, hoping to find it had come undone, only to recall I’d broken the necklace a few days ago, having snagged it on my camera bag strap, and split a link.
I laid my hand flat against my bare neck. “It sure felt legal to me. I went into it with good intentions.” If one drunken night in Vegas constituted good intentions. Regardless, I took my oaths and vows seriously.
“That may be true, but Carson didn’t. I’m truly sorry.” He patted my shoulder awkwardly.
If Carson didn’t come into our marriage with good intentions, what were his intentions? I didn’t like where this was going. A hot wave of humiliation washed over me.
“You’re sorry? For what?” I sat up and stared at Lockett, who was leaning against his desk in front of me. “Because somebody duped me? Because the man I believed I married is dead? Because right now I don’t know what to make of my life? Why precisely are you sorry?” A thick knot of tears and anxiety formed in my throat, making swallowing almost impossible. “How do I know any of this is true? I don’t even have a death certificate. So maybe this is some really really sick joke.”
Lockett reached across his desk then picked up a manila envelope. He held it out to me.
“What’s this?” I recoiled as if he was holding a snake. I couldn’t handle anything else that was going to take the wind out of me.
“In this folder are the forms and documents for the real Carson Holmes. Newspaper articles, lots of other information. This is the identity your husband stole.” Lockett stuck it next to my bag on the floor.
“Yet, that doesn’t answer my question. How do I know you’re telling me the truth? There’s more than one Carson Holmes in the world. Exactly who was I married to? Tell me that.” I air quoted when I said “married.”
Lockett brushed a hand through his hair and sighed so heavily the weight of it pressed against me. “I can’t tell you his real name. The family asked that you not know.”
“I’m supposed to take this in and accept it based on the word of a stranger?” I asked incredulously.
“I don’t know.” Lockett wouldn’t meet my gaze, but instead stared out the window. His jaw worked as if there were more to say but he wasn’t sure he should. He swore quietly, then took the seat next to me. He shifted closer as if about to tell me a secret.
His voice low, he said, “Please believe me when I say you’re better off not knowing. You have your memories. No one can take those away from you. But anything you have in Carson’s name hide it, get rid of it, or sell it. Separate yourself from the name Carson Holmes as fast as you can. Do you share a joint account?”
He reached for my sling bag resting on the floor, then handed it to me. “Can you access the account from your phone?”
I nodded again and held the bag on my lap.
“Clean out your account now,” he said.
His urgency created a sense of rising panic. My heart beat madly. My hands trembled as I opened the large pocket. We had one joint account, a savings. I’d kept my checking account separate for reasons I couldn’t recall. I’d been socking my pay into the savings so I could quit my job and do something else. I was burned out on photography, but the something else was yet to be determined. The savings were a cushion to give me time to figure it out. We’d budgeted to live off Carson’s wages.
I fumbled with the phone to pull up my banking app. If what Lockett said was true, if Carson was dead, then I needed to get what I could, right? I liked to eat. I liked having a roof over my head. My survival instinct kicked in and took over. Not that we had a whole lot of money in the account, but the sum would hold me over until I could get my bearings.
With trembling fingers, it took three attempts at the password before keying in the correct code.
To make the situation more stressful, I’d quit my job a few days ago. The hate I had harbored for my former employer could not be put into words. I was sick of photo-shopping school pictures of the children in the Wind River School District. Telling creepy Mr. Toomey to stick it where the sun didn’t shine had been glorious. Worthy of a celebration. One I was going to share with my now deceased husband. This time I added mental air quotes around “husband.”