The Map and the Territory

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The Map and the Territory Page 31

by Alan Greenspan

Cavallo, Domingo, 227

  CCC (bond rating), 257

  central bank funding, 40

  central planning, 61, 100

  CEO compensation, 95

  CEOs, 243

  charity, 190–91

  chart pricing, 75, 76

  Chase National Bank, 126

  Chavez, Hugo, 227

  Chile, 227

  China, 62, 169–70, 198, 209, 229, 230, 240, 250, 267, 307

  Chrysler, 155, 157, 265, 304

  Citicorp, 357n

  Citigroup, 70–71, 106–7

  civil rights movement, 238

  Civil War, U.S., 303

  climate change, 147

  Clinton, Bill, 193, 256

  Club of Rome, 179–80

  coin clipping, 373n

  Cold War, 61, 240, 287

  collateral, 105, 109

  collateralized debt obligations, 40, 103, 117

  collateral standards, 103

  Commerce Department, U.S., 127, 133–34

  commercial paper, 261

  Commodity Credit Corporation, 158

  communal groups, 26

  compensation, 94–95

  competition, 29–30, 250–51, 259–60, 347n

  competitive drive, 18

  Conference Board, 130, 358n

  Conference of Business Economists, 129

  Congress, U.S., 82

  Congressional Budget Office, 148, 164, 206, 247

  conspicuous consumption, 24, 201

  Constitution, U.S., 2, 31, 122, 129, 233–34, 260, 273

  Constitution, USS, 284

  construction, 142, 148

  consumer behavior, 25

  Consumer Expenditure Survey, 376

  consumer goods, 141

  Consumer Price Index, 269

  consumption expenditures, 81

  Continental Illinois, 101, 304

  Continentals, 272

  contingent convertible (CoCo) bonds, 97, 115

  contingent liabilities, 304–5

  corporate balance sheets, 37–38

  corporate earning-price yields, 292

  corporate investment, 85

  correlation, causation vs., 58

  corruption, 232

  Council of Economic Advisers (CEA), 6, 132, 195, 358n

  Countrywide Financial, 38, 64

  creative destruction, 93, 255–56, 363n

  credit default swaps (CDSs), 40, 106–8, 109

  credit rating, 28, 65, 204

  leverage and, 87–89

  credit-rating agencies, 46, 104

  credit risk, 79

  crony capitalism, 114, 153, 262, 266–67, 363n

  crowding in, 367n

  crowding out, 88–89, 200, 204

  Cultural Revolution, 62

  culture, 30, 215–36

  current account deficit, 93, 118

  Darwin, Charles, 260

  Data Resources Inc., 132

  David, Paul, 171–72

  DDT, 179

  debt, 49–51, 85, 87, 88–89, 295, 304, 347n

  default and, 97–98

  in financial crises, 99

  debt collateral, 39

  debt leverage, 10, 52

  debtor-in-possession financing, 115

  Declaration of Independence, 31

  default, 97–98

  deficits, 200, 264, 283–84

  deficit spending, 4, 201, 204, 305, 376n

  demand, 121, 185, 250–51, 252

  demand curves, 33, 371n

  dependency, 27

  deposit insurance, 39, 40, 278

  depreciation, 354n

  Depression of 1907, 92, 99

  Deutsche Bundesbank, 220, 222

  Dimon, Jamie, 266

  discounting, 21

  dividends, 242

  division of labor, 19, 27, 31

  Dodd-Frank Act, 92, 96–97, 157–58, 250, 262, 264

  Dole, Bob, 190, 306

  dollar, 118, 210–11, 218, 228, 237

  dot-com bubble, 49, 50, 66, 67, 71, 72, 78, 82, 164, 169, 175, 176, 250

  double-entry bookkeeping, 202–3, 292

  Dow Jones Industrial Average, 44, 75, 124, 156

  Durbin-Watson statistic (D-W), 56–57

  Earned Income Tax Credit (EITC), 191

  earthquakes, 288

  East Germany, 61, 349–50n

  Eckstein, Otto, 132

  Economic Club of New York, 72–74, 129

  economic forecasting, 3–4, 121–39

  age of data in, 126–28

  as discipline of probabilities, 3

  failures of, 7–8

  of innovation, 168–69

  Keynesian, 4–5, 7

  macroforecasting, 129–30

  monetarist, 7

  in postwar years, 128–29

  as private enterprise, 122–24

  economic growth, 256

  Economic Policy Institute, 371n

  Economist, 8, 63, 96, 126, 191, 245, 249

  Edison, Thomas, 171, 301

  education, 241–42, 243–44, 297

  Einstein, Albert, 27, 35, 151–52

  Eisenhower, Dwight D., 67, 194

  elasticity, 251–52

  electricity, 171–72, 180–82

  Emerging Japanese Superstate, The (Kahn), 169

  Enlightenment, 15, 185, 300

  entitlements, 189–213, 293–94

  environmentalism, 179–80

  Environmental Protection Agency (EPA), 179

  equity, 85, 111–12

  equity capital, 110–11

  equity premium, 28, 63, 292

  equity risk premium, 77, 80

  equity stimulus, 83

  euphoria, 18–19, 25, 77, 78–79, 101, 117, 145, 292

  euro, 118, 215–16, 217–18, 219, 220–25, 368–69n

  European Central Bank (ECB), 37, 222, 224, 225

  European Monetary Union, 219

  exchange rates, 9, 174, 217–18

  Fabian socialists, 61–62

  fairness, 31, 256–60

  Fannie Mae, 64, 67, 68, 69, 72, 113, 264, 265, 266, 304

  farm output, 360n

  “fast thinking,” 15, 34

  fat tail events, 151

  FCC, 258

  fear, 18–19, 25, 74, 79, 101, 118, 148, 280–81, 345n, 352n

  federal budget, 82

  Federal Deposit Insurance Corporation (FDIC), 43, 47, 48, 107, 257

  Federal Deposit Insurance Corporation Improvement Act (FDICIA), 114

  Federal Open Market Committee, 49, 53, 138, 163

  Federal Reserve, 39, 42, 44, 66, 67, 81, 83, 94, 118, 119–20, 126, 127, 129, 130, 135, 167, 252–53, 261, 262, 264, 281, 304

  balance sheet expansion of, 152, 358n

  independence of, 18–19

  tightening by, 161–62

  value of assets of, 376n

  Federal Reserve Act, 1, 139

  Federal Reserve Bank of New York, 1

  Federal Reserve Board, 1, 7, 98, 137–38, 175

  FHA, 258

  fiat currency, 272–75, 373n

  finance, 5, 37, 173–78, 230

  purpose of, 93–95

  regulation of, see regulations

  financial crises, debt in, 99

  financial crisis of 2008, 1–2, 16, 45, 48, 72, 80, 92, 95, 112, 144, 145, 149, 152, 269, 280, 291, 293

  regulators and, 93, 96–97

  roots of, 10

  Financial Services Authority, U.K., 47

  Financial Stability Boards, 40

  financing gap, 353n

  Finland, 220, 222, 368n

  fire departments, 287

  fiscal stimulus, 83

  Fitch, 46

  flu epidemics, 287

  Ford, Gerald R., 132, 133, 135, 136, 154, 194, 236

  forecasting. See economic forecasting

  Foreign Intelligence Advisory Board, 137

  Fortune, 9

  Fothergill, Alice, 365n

  401ks, 50, 81

  France, 217, 222

 
fraud, 101, 105

  Freddie Mac, 64, 68, 72, 113, 264, 265, 266, 304

  Friedman, Milton, 6–7, 274, 276

  Friedman, Rose, 25, 347n

  Fukushima nuclear plant, 226

  funding buffers, 288–89

  gambling, 32

  GATT, 293

  GDP, 4, 5, 23, 76, 83, 142–43, 202, 203

  weight of goods in, 182–83

  General Electric, 155

  General Foods, 137

  General Motors, 155, 157, 265, 304

  General Theory of Employment, Interest and Money, The (Keynes), 4

  Gerald R. Ford (aircraft carrier), 284

  Germany, 63, 216, 218, 219, 222, 223, 224, 238

  GI Bill, 239, 370n

  Gini, Corrado, 238

  Gini coefficient, 238–39, 242

  Glass-Steagall Act of 1933, 355n

  Global Competitive Index, 233

  Global Insight, 358n

  globalization, 240–41, 242

  gold, 271, 368n, 373n

  Goldman Sachs, 106–7, 356n, 365n

  gold standard, 269

  government-sponsored enterprises (GSEs), 64–65, 67–69, 71–72, 243, 266

  Graham, Katharine, 305

  Gramm-Leach-Bliley Act of 1999, 105, 355–56n

  Great Britain, 128, 233–34, 354n

  Great Depression, 2, 92, 99, 127, 130, 133, 198, 211, 257, 269, 276, 301, 303, 356n

  Greece, 216, 218, 219, 221, 222, 223, 229

  gross national product, 126–27, 133

  gross national savings, 229, 230, 294–95

  growth, stability vs., 101–2

  haircuts, 115

  Hansen, Alvin, 129–30

  happiness, 24–25

  health care, 254

  health insurance, 287

  hedge funds, 39, 40, 104–5

  Heffetz, Ori, 346n

  Heinz, John, 190

  herding, 18, 24–27, 29, 30, 39, 53, 79, 101, 135, 201, 292

  holding period, 272

  home bias, 18, 28–30, 347n

  home building, 82

  home equity gains, 81

  Home Mortgage Disclosure Act (HMDA), 66

  home prices, 144, 155

  mortgage rates and, 88

  homes, 270

  home scrap, 176

  Homestead Act, 125, 357–58n

  Homo economicus, 9–10, 14

  Hong Kong, 62

  Hoover, Herbert, 157

  hospitals, 287

  housing, 37, 38, 63, 300

  boom in, 49–51, 79, 250

  prices, 88, 144, 155, 348n, 359n

  starts, 55

  Housing and Urban Development Department, U.S., 64, 69, 351n

  Hume, David, 15, 186

  Huxley, Thomas, 151

  immigration reform, 245

  income inequality, 237–68

  income-to-equity ratios, 111–12

  index funds, 78

  India, 61–62, 267

  Indonesia, 267

  industrial business cycle, 16

  industrial production, 55

  inflation, 6–7, 22, 77, 131, 147, 162, 163, 253, 269–81, 304, 307

  information, 122–24, 176–77, 183–84

  infrastructure, 283, 285–87, 293

  inheritances, 32

  innovations, 15, 164, 168–69, 176, 230–33, 296

  Inside Mortgage Finance, 66

  insurance, 95, 287–88

  interest, 242, 350n

  interest rates, 21, 22, 27–28, 62–63, 174, 204, 272, 292, 352n

  International Monetary Fund, 7–8, 62, 113, 230, 268, 293

  Interstate Commerce Commission, 372n

  intuitions, 35, 346n

  inventory liquidation, 134

  inventory recession, 133

  investment, 28, 63, 202, 207–8

  cash flow ratio with, 87

  corporate, 85

  cost-saving, 146

  crowding out of, 88

  uncertainty and, 141–59

  investment banks, 40, 42

  IOUs, 274

  iPhones, 21, 181

  Iraq War, 285

  Ireland, 221, 368n

  Italy, 216, 218, 221, 225

  Japan, 37, 63, 169, 170, 209, 238, 354n

  Jessel paradox, 26, 69–70

  Johnson, Karen, 138

  Johnson, Lyndon B., 6

  Journal of Commerce, 123, 357n

  JPMorgan, 8, 87, 106–7, 137, 263, 265, 266

  Bear Stearns acquired by, 1, 139

  junk bonds, 70, 80

  Kahn, Herman, 169

  Kahneman, Daniel, 15, 17, 32

  Kelly, Kieran, 219

  Kennedy, John F., 6, 194–95

  Keynes, John Maynard, 4, 8–9, 272

  Keynesianism, 4–5, 7, 129, 194

  Kirkland, Lane, 190

  Klein, Lawrence, 132

  Kurokawa, Kiyoshi, 226

  Kuznets, Simon, 126

  Labor Department, U.S., 347n

  labor-saving equipment, 296–97

  labor unions, 239, 240, 247

  Latin America, 217, 227, 258

  Lehman Brothers, 64, 116

  failure of, 1, 38–39, 44, 47, 48, 51, 80, 97, 99, 102, 105, 107, 142, 149, 152, 218, 262, 279, 355n

  lending, 201–2, 279

  leverage, 85, 87, 98, 111, 116, 145, 348n

  ratings and, 87–89

  Levittown, 239–40

  Limits of Growth, The, 179–80

  liquid cash flow, 20–21

  liquidity, 39, 71, 92, 103, 105, 109

  liquidity preference paradigm, 272

  liquidity requirements, 110, 118

  living wills, 110

  loan/money multiplier, 278–79

  location, 124–26

  Locke, John, 15, 186

  Lockheed, 304

  Loewenstein, George, 17

  London blitz, 33

  London Interbank Offered Rate (LIBOR), 109, 348n

  lotteries, 32

  Luxembourg, 220, 222

  M1, 275–76

  M2, 275–77, 280, 373n, 374n

  M3, 275–76

  Maastricht Treaty, 219, 222

  McCulloch, Hugh, 117

  Machinery and Allied Products Institute, 130

  macroforecasting, 129–30

  Maddison, Angus, 186, 360n

  Making, Shaping and Treating of Steel, The, 130–31

  Malkiel, Burton, 358n

  Mallaby, Sebastian, 104

  manufacturing, 239

  marginal product, 259

  marginal savings rate, 205–7

  market liquidation, 153

  market liquidity, 103

  market mutual funds, 38

  markets, 61–62

  as allegedly self-correcting, 4, 91, 121, 152

  central planning vs., 100

  Markowitz, Harry, 43

  marriage, 141

  Marx, Karl, 258, 259

  maturity, 28

  Meany, George, 133, 154

  Measuring Business Cycles (Mitchell and Burns), 127

  Medicaid, 11, 167, 212

  Medicare, 11, 167, 190, 191–92, 212, 254, 293

  Mellon, Andrew W., 157

  Menem, Carlos, 227

  Merton, Robert, 43

  Mesabi Range, 125, 184

  Mexican financial crisis (1994–95), 100

  Mexico, 28, 227

  Middle East, 209

  Mischel, Walter, 22

  Mitchell, Wesley Clair, 127

  Miyazawa, Kiichi, 226

  Mobil, 137

  model building, 292–93

  monetarism, 7

  monetary base, 280, 375n

  money market mutual funds, 261

  money supply, 7, 275–77, 280, 305

  money velocity, 277

  monopolies, 254

  Moody’s, 46

  Moore, Geoffrey, 127

  Moore’s law, 184, 364n

  moral hazard, 115, 117

  Morgan, Joh
n Pierpont, 87

  Morgan Stanley, 106–7, 356n

  Morse, Samuel F. B., 123, 357n

  mortgage-backed securities, 64–67, 350n

  mortgage pools, 49

  mortgage rates, home prices and, 88

  mortgages, 52, 63, 103–4

  see also subprime mortgages

  motor vehicle industry, 128, 131, 155

  Moynihan, Daniel Patrick, 190, 307

  multifactor productivity (MFP), 166–68, 176, 213

  multiplier, 298

  mutual funds, 50, 81

  Myrdal, Gunnar, 360n

  nanotechnology, 185

  National Association for Business Economics, 129

  National Bank Act, 117, 156

  national banks, 111

  National Bureau of Economic Research, 118, 126, 127, 128–29

  National City Bank, 126

  National Commission on Social Security Reform (NCSSR), 189–90, 365n

  National Industrial Conference Board, 128–29, 141

  National Industrial Recovery Act (NIRA), 158, 257

  natural gas, 131

  Netherlands, 217, 220, 222, 354n

  New Century, 64

  New Deal, 128, 158–59, 235, 257, 258, 269

  Newey-West estimator, 57

  New York, N.Y., 100

  New York Stock Exchange, 115, 151

  New York Times, 124

  New Zealand, 267

  Nixon, Richard, 193–94

  NLRB, 257

  Northern Rock, 47

  North Korea, 301

  Nuclear Accident Independent Investigation Commission, 226

  Obama, Barack, 190

  OECD, 268

  oil shock, 253

  O’Neill, Thomas P. “Tip,” 236

  optimism, 31, 32, 347n

  optimum capital allocation, 89

  options pricing, 44

  output, downsizing of, 179–83

  output per hour, 134, 162, 165, 167–68, 239

  Outright Monetary Transactions (OMT), 222, 224

  overnight indexed swap rates, 109

  paper currency, 271

  partnership finance, 116–17

  Pascal, Blaise, 15

  patents, 173

  pension funds, 50, 81

  Pepper, Claude, 190

  Peru, 227

  peso, 228

  policy activism, 157–58

  Pony Express, 123

  portfolio risk, 19

  Portugal, 216, 218, 219, 221, 222, 229

  Prell, Mike, 138, 163

  price controls, 97

  price decline, 175–76

  pricing, 19

  Prince, Charles, 70–71

  productivity, 161–87

  profit, 33

  profit margins, 162, 176, 209

  Putin, Vladimir, 267

  QEI, 152

  railroads, 20, 41, 125, 126, 128, 184

  Rand, Ayn, 27

  rationality, 34–36

  rationing, 284

  Reagan, Ronald, 135, 137, 193, 194, 211

  real estate, 28

  real estate capitalization rates, 63

  redistribution, 32

  regression analyses, 11–12, 54–59, 213, 346n

  of mortgage rates, 88

  regulations, 46–47, 52, 91–120, 300–301, 363n

  regulatory arbitrage, 104

  regulatory capital standards, 92

 

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