by Renee Ryan
“You have an education. You could teach school, just as you’ve taught me.”
“Who would hire a woman like me, an infamous madam’s daughter?” Katherine shut her eyes a moment and sighed heavily. “I have nowhere else to go. Now convince me I have nothing to worry about.”
Taking a deep breath, Laney began her tale, but Katherine cut her off almost before she begun. “The hotel owner witnessed the transaction?”
“It gets worse.” Laney proceeded to tell her friend the rest.
When she reached the end, Katherine gaped at her for several long seconds. “He confiscated the money? But why?”
“He runs a proper hotel, Katherine, something I can’t fault him for.” Dupree, for all his other unsavory characteristics, was clearly a man of integrity. Hard on others, true, but probably just as hard on himself.
Before she started sympathizing with the cad, she shook her head and continued. “When he saw me speaking with Judge Greene and then witnessed money changing he hands, he thought...well, he thought the worst.”
“Oh, Laney.”
“I never admitted to any wrongdoing. Why would I? I’d done nothing improper. But I couldn’t reveal my reason for meeting with Judge Greene, per his adamant request. Nor did I try to dissuade Dupree’s misconception of my character.” And that had been wrong of her, dreadfully wrong. “When he locked me in his office—”
“He didn’t.”
“He did.”
“But I don’t understand.” Katherine shook her head. “How did you get the money back?”
She touched the reticule, pulled on one of the strings, then the other, toyed with them. The gesture reminded her of the way Dupree had captured her hair around his finger, how he’d stared at it for an endless moment, and how—
She cut off the rest of her thoughts and focused on answering Katherine’s question. “I had to...um...climb out of his office window, hence the change in attire.”
“Oh, Laney.”
She glossed over the part about breaking into his safe, making sure to tone down her use of physical violence to make her final escape from the alleyway.
“Oh, Laney.”
“Would you stop saying ‘Oh, Laney’ in that disenchanted tone of yours? You sound like a shocked, elderly aunt instead of a young woman barely twenty years old.”
“Well, someone needs to think like an adult.” Katherine jumped to her feet and paced through the room. After her second pass, she turned back to face Laney. “Tell me more about this hotel owner.”
A shudder quickened Laney’s pulse. Dupree had been a formidable foe, far more clever than the banker she’d sparred with this morning. Prescott incited only disdain in her heart. While Dupree called up a mixture of emotions that confused her, and blunted the edge she usually relied on to aid her in sticky situations.
“I never want to see that man again. He’s judgmental, arrogant and enjoys jumping to conclusions without a shred of evidence.”
Eyebrows traveling upward, Katherine wrapped her arms across her waist and said, “Not a shred?”
Laney broke eye contact. “All right, maybe I sent his mind in a few wrong directions.”
“I read in the Denver Chronicle that he’s impossibly handsome.”
“You have no idea.”
Silence fell over them as each considered the events of the evening from their own perspective.
“Laney?”
“Hmm?”
“Do you think Mr. Dupree will leave the situation alone now that you’ve taken the money?”
“I...” A shudder of apprehension passed through her. “I don’t know.”
“Will he still try to confront Judge Greene without the evidence in hand?”
She could lie. She could pretend matters weren’t as dire as they really were. Their long-running friendship deserved better. “He might.”
Hands trembling, Katherine sank back on the settee. “What are we going to do?”
“The only thing we can do. We’ll pay off the loan the moment the bank opens in the morning.” The idea swelled within her, creating a sense of peace she hadn’t experienced in days. “That way, no matter what Dupree decides to do next, we’ll already own Charity House. Even if he confronts Judge Greene there won’t be much either man can do at that point.”
“Other than make trouble for us, in all sorts of awful ways.”
Laney batted away Katherine’s objection with a flick of her wrist.
“No. Don’t dismiss my concerns like that. What if Judge Greene teams up with Mr. Dupree, if for no other reason than to save face? What if they try to shut us down for some unknown, yet perfectly legal reason? What if they—”
“Stop, Katherine. Just stop. We must stay positive, and pray that Dupree will drop the matter now that I’m gone.”
“You really think he’ll leave us alone?”
“Yes, as long as he doesn’t find us.”
Katherine sighed heavily.
Looking at the clock on the mantel, Laney shoved her worries behind a brilliant smile. “Three hours, Katherine. We only have three short hours before the bank opens for business. By the time Dupree finds me, if he finds me, he’ll be too late.”
“You seem awfully confident.” Rising to her feet once again, Katherine moved to the window and looked out. “You’re sure he didn’t follow you home.”
Laney joined her friend at the window. “I was careful to lead him far away from Charity House. If I’m as good as I think I am, which I am, Dupree is looking for me on The Row.”
“The Row?” Katherine’s mouth dropped. “He thinks you live in a...a...brothel?”
A slow smile spread across her lips. “That would be my guess.”
“You’re reckless. That’s what you are.” Although Katherine’s tone held far too much worry for Laney’s peace of mind, a loving glint filled the other woman’s gaze.
Visibly relaxing, Laney smiled in return. “Perhaps I am more than a little reckless. But thanks to my quick thinking, Marc Dupree is chasing shadows on the other side of town. Now, stop worrying and trust me.” She squeezed Katherine’s arm. “I have matters completely under control.”
Katherine rubbed her temples. “Why is it every time you say that we end up in worse trouble than before?”
Chapter Five
Precisely three hours after arriving home from the Hotel Dupree, Laney bypassed the tellers, skirted along the high railing on her left, then charged toward the bank owner’s private office. Unwilling to wait for a response to her knock, she turned the knob and pressed forward. “I’m here to discuss my loan.”
Thurston P. Prescott III didn’t bother looking up as he waved his fleshy hand in bored indifference. “There is nothing more to say, Miss O’Connor. My terms stand.”
Outlaw, she wanted to scream. Cheat. Just yesterday, he’d adopted that same thinly veiled scorn, then shamelessly called in her loan six months early. No warning. No viable explanation. Merely the end of all her dreams for the children.
Exhaling slowly, Laney forced aside her hostility and coaxed her lips into a pleasant smile. “I have one final item to address.”
His attention riveted on the papers before him, Prescott scratched his salt-and-pepper beard and patently ignored her. Laney widened her stance, calling upon the patience she’d lost the day before while standing in this very spot. The constant, even ticking of the wall clock beat in stark contrast to the banker’s furious scribbling. The rich smell of polished mahogany and perfectly aged leather extolled power, ownership.
Laney refused to be intimidated.
She poked at the stack of papers nearest to her, sending them scattering to the floor. “Oh, my, look what I’ve done.”
Prescott’s head snapped up. Frustration knitted across his bushy brows. “I thought I made myself perfectly clear. As of this morning, you now have two days left to come up with the money.” He dipped his pen in the inkwell on his left, then returned his gaze to his paperwork. “You know the way out.”
Oh, no. He wasn’t sending her away yet. Not before she’d settled her loan. “I will take only a moment more of your time.”
Silence was his only reply.
Laney released a small sigh of satisfaction and plucked the neatly wrapped bundle of money from the hidden pocket in her skirt. “Perhaps you’ll be interested in what I have to say now.”
With a steady hand, she set the sizable pile directly where he’d fastened his attention after dismissing her so coldly.
In one swift movement, he snatched the money off the desk and looked up. His small, sharp eyes hardened. Sputtering, he flung his ugly glare from her face to the money in his hand and back again.
“It’s all there.” Laney granted him her most pleasant smile. “All five hundred dollars.”
For a moment his gaze filled with disdain, but then he set the money back on the desk and cleared his expression of all emotion, save one. Suspicion. “How did you come upon this much money in one day?”
A flicker of conscience ignited, making it no longer possible to escape the truth any longer. Yes, Judge Greene had owed Laney the money for Johnny’s room and board over the past three years. And, yes, he should have been paying all along for his son’s care. But that didn’t make what Laney had done the most ethical of routes she could have chosen to raise the money.
She’d used the man’s former “friendship” with her mother—as well as his current one with several other women in Mattie’s brothel—to insist he pay off his debt. Worse, Laney had led him to believe she would make his life difficult if he didn’t do so at once.
That had been wrong. Justified, perhaps, but wrong.
Forgive me, Lord.
Drawing in a slow breath, Laney fought to keep the shame out of her voice as she spoke. “Does it matter where the money came from?”
Eyes narrowed, Prescott slapped both palms on his desk and leaned forward. “Yes, Miss O’Connor, it matters significantly. I must know, without a single doubt, that every dollar of this money is truly yours.”
Laney sighed. She should have been prepared for such a reaction. But she’d been so relieved Judge Greene had cooperated without a fuss she hadn’t thought much further. After convincing Katherine all was well, she’d changed clothes, helped with the children’s morning routine, then hurried to the bank.
Tired now, and more than a little frightened, she did what came naturally. She fought for what was hers. “Telling you where or how I got this money was not part of our agreement. All you said was that I had to pay off my loan in three days. And there is my payment.” She pointed to the money.
A succession of creaks and groans exploded in the air as the banker shifted his considerable frame into another position. Resting his elbows on the chair’s arm, he steepled his fingers under his chin. “Did you steal it?”
“No.” The very idea.
“Then I’ll ask just one more time, before I throw you out of my office. Where did you get the money?”
How she detested that smug condemnation in his eyes. A man like Prescott, with his fancy clothes, obscene wealth, and judgmental nature exemplified all that threatened her children’s chance of a secure future. “Let’s just say I have a...benefactor.”
Now why had she said that, as though she were a woman cut from the same cloth as her mother? She had no doubt Marc Dupree would positively go apoplectic if he heard what she’d just claimed, all but confirming his bad opinion of her.
Disturbed by the direction of her thoughts and that she’d think of the handsome hotel owner at a time like this, she batted at a stubborn curl falling loose from its pins below her hat. What did it matter what Dupree thought of her? If she’d done her job properly last night, and had fully misled him into thinking she lived on The Row, she would never see the man again.
A pity.
No. Not a pity. A blessing.
Studying her with narrowed eyes, Prescott rose from his chair and made his way around the desk.
Laney threw her head back and held his stare, refusing to stir as the banker drew closer. No matter what happened in the next few minutes, she would not let this man see how much she abhorred his self-serving attitude. The one that led him to give and take money whenever it pleased him.
“You have a...benefactor?” He practically spat the word.
“I do.”
“You expect me to believe some misguided soul gave you five hundred dollars? Your friends on The Row may help you out on occasion, as well as a few saloon owners, but I know for a fact that none of them have the kind of money you just delivered here today.”
Laney swallowed back a nasty retort and concentrated on remaining calm. “Is it so hard to comprehend?”
“I find it impossible. No one would give money to you or that...home...of yours. A place filled with illegitimate children with mothers working on The Row.” His face inflated with fury. “It’s beyond repulsive.”
Laney recoiled at the callous words. “No child is repulsive.” Let these little ones come to me. “There are many people in Denver who see the need for my orphanage.”
“You mean the shamed mothers of your kind who need a place to discard their brats.”
Her knees buckled at the venom in his tone. Hands trembling, she grasped the side of the desk to steady herself. This man, with his refined eastern accent and overfilled belly, had never cared about Charity House. Or the children. But surely, he held a fondness for one of them. “What about your son?”
“Don’t ever mention that boy in my presence again.” His rage reverberated in his voice.
“But I thought you wanted to provide for Michael’s future, if not for the other children.”
“That was never my intention.” Prescott’s lips twisted in a snarl. “He’s Sally’s problem, not mine.”
Hypocrite. Just like the men who’d come to Laney’s mother, wanting their pleasure and paying handsomely for it, then cursing her unholy profession once back in their daily lives on the righteous side of Hollady Street. “If that’s how you feel, then why lend me the money in the first place?”
“Simple.” He let out a bitter laugh. “I knew you could never pay back that much money in time. I gave it to you so you would fail. And then Denver would be rid of you and your brats for good.”
He’d wanted her to fail? He might as well have grasped her heart and squeezed the very life out of it. She clamped her lips tight shut, shunning the weak tears that would proclaim her despair to this man. All this time, Laney thought Prescott had loaned her the money for the benefit of his six-year-old son. She’d been wrong. So...very...wrong.
“It doesn’t matter what you think,” she said, realizing the truth as she spoke it out loud. “You signed our agreement. That makes it legal. You can’t deny me the right to pay off my loan.”
He blinked, his insults held in check for the first time during their association. Sensing victory, Laney clutched her small advantage and pounced. “Take the money and let’s be done with this distasteful business between us.”
Prescott paused. “I’ll have to count it.”
Hardly daring to breathe, Laney nodded. “By all means, take your time. My morning is yours.”
As he rounded his desk and lowered back into his chair, a sense of euphoria built inside her.
Almost there.
Counting one bill at a time, he made slow work of checking the amount.
Almost there. Almost there.
His gaze unreadable, Prescott set the last bill on top of the pile and looked up at her.
“You lose, Mr. Prescott.” Laney allowed a full smile to lengthen across her lips. “And now I own Charity House.”
I own Charity House. The thought coiled in her head, making her dizzy with relief.
All she had to do was endure a few more tense moments in this awful man’s company and she’d never have to deal with him again.
“Before I leave this morning I want the deed to Charity House. And I want you to put in writing that I have no more
debt owed to this bank. Or to you.”
“I’m afraid that won’t be possible.”
What? “Why not?”
“You’re short the full amount.” He patted the stack of money.
“Short?” That couldn’t be correct. “The full amount is there, all five hundred dollars. I counted the stack myself, just this morning.”
“You didn’t include the interest.”
Every fiber of her being froze at the look of pleasure on Prescott’s face. “Interest?”
“You can’t think I would have given you three extra days on your loan without a penalty.”
He had the audacity to look sorrowful now, as though the matter was out of his hands. A lie. They both knew he was the owner of this bank. He could add or subtract any terms he liked, on whatever whim suited him.
“Have you no decency?” she whispered, trying to reconcile the man standing before her with the one he presented to the good people of Denver. He attended church every Sunday, pretended piousness while in the pew, and then conducted shameless usury the rest of the week.
“How much interest are you talking about?”
“Ten percent.”
She gasped.
“But to prove I’m a fair man, I’ll extend your loan through the end of the month without adding any additional fee.”
Fifty dollars. He wanted an additional fifty dollars in less than three weeks. It might as well be five thousand. How would she ever raise more money, when she’d already tapped all her normal sources, a few not-so-normal, and then one more?
She’d failed. When she’d come so close to victory.
And somehow Prescott knew she had no more resources at her disposal.
No. No. She couldn’t give up. Not with nearly three weeks left to formulate a plan. Surely Laney could find the extra fifty dollars in the allotted timeframe. She could go to the children’s mothers, again, or even Mattie Silks herself. Laney could cut costs to the bare bone, or maybe find a job.
What sort of job would pay that kind of money?