Lending to the Borrower from Hell: Debt, Taxes, and Default in the Age of Philip II (The Princeton Economic History of the Western World)

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Lending to the Borrower from Hell: Debt, Taxes, and Default in the Age of Philip II (The Princeton Economic History of the Western World) Page 39

by Mauricio Drelichman


  Prior of Crato, 70

  professional armies, 26–27. See also military revolution

  profitability of lending to Philip II: alternative scenarios and their effects on, 178–80; compared with returns on other assets, 207f, 209f; correlates of, 186–90, 187f, 188f, 189t, 190t; by family, 183–86; measurement of, 173–78; net of defaults, 180–83, 192t; net overall, 192–94; over time, 190–92. See also contingent lending to Philip II; lending to Philip II; MIRR (modified internal rate of return); rate of return

  profit index (PI), 175, 177–78, 188, 188f

  property rights, 53, 247, 253n18, 278–79. See also absolutism; state capacity

  puertos secos. See dry ports

  Pufendorf, Samuel von, 26, 272

  Quevedo y Villegas, Francisco de, 20

  quicksilver. See mercury

  quinto real. See royal fifth (tax)

  Quiroga y Vela, Gaspar de, 199n35

  Raleigh, Sir Walter, 64, 126

  Ramsey taxation, 253n18, 258, 280

  rate of return, 32t, 173–78, 192–94, 207f, 209f. See also interest rates; IRR (internal rate of return); MIRR (modified internal rate of return)

  Reagan, Ronald, 135

  Reconquista, 46, 74–75, 79–80

  reconstruction of yearly revenues. See revenue

  reforma de mercedes (1480), 47

  Reinhart, Carmen, 1, 118n8, 140, 143, 190, 271, 279

  renegotiation: and banker expectations, 171, 232; and calculation of lending profits, 178–86; and settlement after defaults, 6, 37, 63, 92, 95, 102, 109–10, 114, 134, 140, 145n18, 146, 167, 171, 232; speed of, 1, 17, 40, 109. See also Compañía del Medio General; contingent lending to Philip II; default (generally); defaults of Philip II; medio general; profitability of lending to Philip II; rescheduling

  renta de la seda (tax), 85

  repeat lenders, 149–51, 150f, 173–210. See also lending to Philip II

  reputation (in models of debt), 139–44, 144t; empirical tests of, 135; lending to Philip II as evidence in favor of, 135, 273–74; and market power, 159–60. See also sanctions (in models of debt)

  Requesens, Luis de, 62, 156. See also Dutch Rebellion/Revolt/War (Eighty Years’ War); Sack of Antwerp

  rescheduling: of asientos, 99; through contingencies or bankruptcies, 39; as de facto insurance, 241; and excusable default, 230, 275; frequency of, 178; by medio general, 32, 111; through negotiation, 167, 275; never of juros, 159; and profitability, 181–83, 275; and upholding spirit of agreements, 134. See also contingent lending to Philip II; defaults of Philip II; profitability of lending to Philip II; renegotiation

  resguardo, juros de. See collateral

  resource curse: and “Dutch disease,” 264, 267; institutional consequences of in Spain, 263–70, 272, 277, 280; and mineral-rich countries, 266t, 267; and oil producers, 266t, 267; silver and, 263–69, 264f, 265f, 266t

  restructuring period, 32t, 33

  returns. See rate of return

  revenue: annual series of, 88–89, 88f; growth rates of, 120–23. See also taxes

  Richelieu, 257, 259, 272

  risk sharing, 2, 213–14, 220, 229, 278–79. See also contingent lending to Philip II

  Robinson, James, 41n79, 50n13, 74n1, 265

  Roda, Gerónimo de, 157–58

  Rogoff, Kenneth: on constant recontracting, 38; on debt intolerance, 190; on need for sanctions to sustain lending, 137, 139–41, 144t, 160n34. See also serial default hypothesis; This Time Is Different

  Rome, 23, 26, 133n2

  Roosevelt Corollary, 138. See also Monroe Doctrine; sanctions

  Rose, Andrew, 138

  Rosenthal, Jean-Laurent, 253n18

  royal fifth (tax), 67, 87, 95, 98, 232–33

  royal patronage, right of, 48, 81

  Rudolph II, 63

  Ruiz Martín, Felipe, 22

  Russia, 43, 255–56, 255f, 256f, 266t

  Sack of Antwerp (1575), 37, 63, 151, 155–56, 156f, 159. See also Dutch Rebellion/Revolt/War (Eighty Years’ War)

  Saint-Quentin, Battle of, 13, 19, 58

  sales taxes, 29, 76–77, 83–84, 88, 102, 206, 240, 268. See also alcabala (tax); taxes

  Salinas family, 183, 186

  sanctions (in models of debt), 136–39, 273–74; and alternative smoothing mechanisms, 137–141, 160; Sack of Antwerp as an erroneous example of, 37, 134, 152, 159, 170–71; and servicing of Fugger debts by Philip II, 168; testable predictions of, 143–44, 144t; unobserved in equilibrium, 142. See also Monroe Doctrine; reputation (in models of debt); Roosevelt Corollary

  Santa Hermandad, 47

  Sanz Ayán, Carmen, 12n14, 101, 111

  Sauri family, 16, 186

  Savastano, Miguel, 118n8, 140, 190, 279

  Schiller, Friedrich, 14n18

  Schmalkaldian War, 95n33

  Schmitt, Carl, 14n18

  Scotland, 30, 257

  Sebastian of Portugal, 69

  securitization, 3, 96, 208–10

  sentiment of lenders, 144t, 151, 171–72, 271. See also bankers: supposed irrationality of; Braudel, Fernand; This Time is Different

  serial default hypothesis, 31, 118n8, 190, 246, 279

  Serra family, 186

  servicio (tax), 76, 82

  servicio de los ocho millones (tax), 84, 89

  servicio y montazgo (tax), 85

  settlements (after default). See defaults of Philip II; medio general; renegotiation

  Seville, 50, 67–68, 81, 86–87, 199, 211–12

  short-term debt service. See debt service: of asientos

  Sicily, 57, 60, 244, 260

  Siena, 24

  silver: facilitation of war by, 267–69; from Indies, 20, 51, 56, 85–88, 193, 200, 272; juros and, 98; piracy threat and, 87, 211; remittances of, 7, 28–29f, 39, 89, 102, 104, 119, 244t, 255f, 256f, 265f; and resource curse, 263–69, 264f, 265f, 266t; revenue and exclusive control by king of, 42, 67, 87, 277; and royal fifth, 67, 87, 95, 98; smuggling of, 67, 87; and sovereign borrowing, 39, 145, 213–14, 228–30, 233; transport of, 86–87, 89, 145; weakened bargaining power of Cortes due to, 267–69, 277. See also asientos; fleets; royal fifth (tax)

  Simancas, Archive of, 22, 94f, 100, 152n25, 170, 203, 272

  Singer, H. W., 263

  smuggling, 67

  sovereign debt: cost of (see debt service); and excusable defaults, 39–40; as intertemporal barter, 141, 167, 213, 228; in modern times, 2, 136–37, 230; noncontingent, 213–14; origins of markets for, 23–31; risks for holders of, 133–34. See also contingent lending; debt service; reputation (in models of debt); sanctions (in models of debt)

  sovereignty, origins of, 24–26

  Spain: and Black Legend, 155n29; as composite state, 257–59. See also Aragon; Castile

  Spanish bankers, 100, 148–49, 152, 164, 203–4

  Spanish Fury. See Sack of Antwerp

  Spanish Inquisition. See Inquisition

  Spanish Road, 19, 72. See also Dutch Rebellion/Revolt/War (Eighty Years’ War)

  Spinola family, 145–47; Agustín, 10–12, 164, 167–68, 194–95, 208, 216; Ambrosio, 12, 16; anticipation by of default, 239; central role of, 161, 162f; and contingency clauses, 216–17; Lorenzo, 163n38

  standing armies, 26–27. See also military revolution

  Stasavage, David, 24, 25n56, 77n11

  state capacity, 7, 29–30, 43, 48, 257–61, 262; and absolutist agenda, 253n18, 257–260; Besley and Persson on, 7, 28, 33, 254; and Church influence, 48; and consensually strong executive, 257, 269–70; versus constraints on the executive, 252–61; and dry ports, 85, 259; effect of silver inflows on, 263–69; in England, 244–46, 244t, 252–61, 255f, 256f; lack of, in Spain, 252–61, 255f, 256f, 272; measured by tax revenue, 244–46 (244t), 252–61 (255f, 256f); and nation-building, 30; and pre-existing heterogeneity, 161–63. See also absolutism

  States General (of the Netherlands), 62, 63

  Stein, Barbara, 245n3

  Stein, Stanley, 245n3

  swaps. See juros

  s
ubsidio. See three graces (taxes)

  subsistence income, 121

  sumiller de corps, 13

  supersanctions, 138

  sustainability of debt (generally), 119–20; effect of principal reductions on, 106, 124–25; IMF approach to evaluating, 120–22; relative to revenue, 119f; through reputation, 139–43; through sanctions, 137–39; vs. solvency, 106

  sustainability of debts of Philip II, 34–35, 129–31; annual fiscal accounts, 112–19; bankruptcies, 109–12; effect of victory in Low Countries on, 126–29, 130f; IMF approach to evaluating, 120–22, 122t; military expenditure undermining, 43, 106–8, 142, 262; robustness of calculations of, 112, 123–26; short-term debt service and, 108–9; sustainable debt paths and, 40–41. See also fiscal policy reaction functions; lending to Philip II; reputation (in models of debt); sanctions (in models of debt)

  Swart, Koenrad Wolter, 156n30

  Sweden, 26

  Switzerland, 127, 256

  syndicated lending, 3, 142, 146, 164–65, 168–70. See also network lending

  Szentes, Balázs, 167, 172, 214

  tariffs, 28–29, 258–59. See also customs; dry ports; state capacity; taxes

  taxes: ability to collect, 254, 258; burden of, 28–29, 243–58, 256f; collected through the Church, 83; and demesne income, 28, 74, 78, 133; direct, 82; distribution of revenue from, 28, 29f; and domestic opposition, 262; of European powers, 29f, 243–58, 255–56f; exemptions from, 29; farming of, 83, 88, 91, 111, 229, 260; on income, 28, 261; indirect, 28, 83–85; ordinary and extraordinary, 78, 82, 88f, 93, 98, 102, 196, 218; servicios, 82, 196, 218; shortfall and contingencies, 215, 215f, 224–28, 224t, 227t, 228f; on silver, 87. See also alcabala (tax); arrendamiento; contingent lending to Philip II; customs; derecho de las lanas (tax); dry ports; encabezamiento; renta de la seda (tax); revenue; royal fifth (tax); sales taxes; state capacity; servicio (tax); servicio de los ocho millones (tax); servicio y montazgo (tax); tercias (tax); three graces (taxes)

  Temin, Peter, 246n4

  Templars, Order of, 132–34

  Tenochtitlan, 54–55

  tercias (tax), 83, 259–60

  tercios (Spanish army units), 47, 127

  Thirty Years’ War, 258

  This Time Is Different (Reinhart/Rogoff), 17–18, 31, 32t, 33–34, 139, 143, 144t, 240, 271–80

  Thomas, Robert Paul, 41n79, 278–79

  three graces (taxes), 83, 196n28, 259

  tierras baldías, 78

  Tilly, Charles, 24, 27, 256, 261

  Tomz, Michael, 137, 139, 274

  Tordesillas, Treaty of, 46

  Torvik, Ragnar, 265

  Tower of London, raid on, 253

  trace italienne, 26. See also military revolution

  transfer stop, 37, 143, 151–59, 152t, 171, 274; and Flanders, 168, 170. See also Genoese bankers; Conklin, James

  transpersonal states, 24–26

  treasure fleets. See fleets

  tres gracias. See three graces (taxes)

  tyranny of distance, 68

  Ulloa, Modesto, 21, 22n48, 100–101, 111, 145n16

  unemployment, 2

  Unión de las Armas, 257–58

  United Kingdom. See Britain

  United States, 27, 250

  usury laws, 17, 23, 97

  Van Huyck, John, 140, 142, 213n3, 231

  van Wijnbergen, Sweder, 264

  Vázquez de Prada, Valentín, 152

  Venice, 24–25, 135

  Verdier, Thierry, 265

  Vervins, Peace of, 66

  Vicens Vives, Jaime, 278

  Villalar, Battle of, 29, 52

  Vivaldo, Adán de, 164

  Vizcaya, 258, 260

  war: in the age of Philip II, 56–66; cost of, 26–31, 36–37, 53; economic effects of, 30; finances and success in, 37, 143, 152–59; frequency and duration of, by century, 27t; makes states and states make war (Tilly), 256. See also military revolution; individual conflicts

  War of the Holy League, 19, 57, 60, 62n34, 107

  War of the Spanish Succession, 41, 49, 249

  Waterloo, Battle of, 43

  Welser banking dynasty, 53, 93, 167n46

  Westphalia, Peace of, 61, 269

  William of Orange (William the Silent), 62–63, 127–28

  Williamson, Jeffrey, 246n4

  wool, 50, 85, 206, 267. See also derecho de las lanas (tax); servicio y montazgo (tax)

  Wright, Brian: and anarchic environment, 36, 159; and “cheat-the-cheater” mechanism, 36, 141–42, 144t, 170, 171; and intertemporal barter, 167, 213

  Wright, Mark, 139, 140, 167, 214

  Zacatecas, 56, 86

  Zechem, 153

  Zeeland, 127, 158. See also Netherlands

  Zierikzee, 155

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