You need to augment your income if you want to attain financial freedom. Most importantly however, you need to reduce your expenses or spend less than you earn to come up with a larger surplus. Many people who have earned millions get bankrupt because they did not realize how important it is to spend lesser than what they earn.
Learn to control buying on impulse
You should also control impulsive spending. Buying online, shopping and eating out on impulse is perhaps the biggest financial drainer. If you will learn how to control the urge to do these things, you will be in a better financial position. Avoid online shopping since the task is so easy that it will shift your perspective on what you should or should not buy. It often motivates you to buy something that you do not really need.
6 - Develop the Traits of a Financially Independent Person
Behind every person’s financial success are the traits and habits that have made them as such. When you analyze every man’s success, you will realize their common characteristics that molded them into what they are now.
Time is Gold
This may sound like an over-scratched cliché. However, this holds true for all millionaires and successful people out there. They make full use of their time. They have gained financial freedom because throughout the years, they did not waste their time on things that do not add up to their cause. They spend most of their time multiplying their income and stocking up knowledge that will come handy in financial situations.
Financially Literate
You do not need to study accounting or be a financial wizard to attain financial independence. You need to know the basics of finance such as the fact that making money is different from saving and investing. You cannot become a financial expert overnight. In fact, investing and financial management is a lifelong endeavor that takes time and lots of practice to achieve. You need to educate yourself in the various aspects of finance to reduce your mistakes and achieve your goals in no time.
Not keeping up with the Joneses
Unless you were born rich, do not try to keep up with the Joneses if you want to achieve your goal of becoming financially independent. Keeping a lavish lifestyle, especially if you cannot afford it, will only increase your expenses and debts unnecessarily. Live frugally. You will get the chance to live abundantly when you have attained financial freedom. That will be the time when you will have complete control of all aspects of your life since you no longer live from paycheck to paycheck.
A planner, not a saver
Many people become rich not because they are good savers. Actually, they have become what they are because they are good planners. People who plan for their future end up with more money than those who do not plan. Saving money might earn you interest but if you know how to create a good financial plan, you can invest on things that will significantly increase your income and the money in your bank.
Conclusion
Thank you again for downloading this book!
I hope this book was able to help you to learn about the systematic process of attaining financial independence.
The next step is to share this to all your friends and family.
Finally, if you enjoyed this book, then I would like to ask you for a favor, would you be kind enough to leave a review for this book on Amazon? It would be greatly appreciated!
Click here to leave a review for this book on Amazon!
Thank you and good luck!
How to be the most successful student in your class?
Ace all your exams with less time spent on preparation with step by step guide
I want to thank you and congratulate you for downloading the book, “How to be the most successful student in your class: Ace all your exams with less time spent on preparation with step by step guide.”
This book contains proven steps and strategies on how to effectively deal with one’s academic life.
“How to be the most successful student in your class: Ace all your exams with less time spent on preparation with step by step guide” is composed of six s, containing the six steps in becoming the best student that you can be. The first is about setting one’s goals. This will teach you how to properly identify your purpose in studying. The next will help you in staying focused and motivated while on the process of achieving your goals. The third will introduce you to a healthier body and mind. Fourthly, reminders will be set upon cramming and procrastination. The fifth will encourage you to socialize while studying. Lastly, you will be encouraged to grab your fruit of labor.
Thanks again for downloading this book, I hope you enjoy it!
Copyright 2015 by Sean Clive- All rights reserved.
This document is geared towards providing exact and reliable information in regards to the topic and issue covered. The publication is sold with the idea that the publisher is not required to render accounting, officially permitted, or otherwise, qualified services. If advice is necessary, legal or professional, a practiced individual in the profession should be ordered.
- From a Declaration of Principles which was accepted and approved equally by a Committee of the American Bar Association and a Committee of Publishers and Associations.
In no way is it legal to reproduce, duplicate, or transmit any part of this document in either electronic means or in printed format. Recording of this publication is strictly prohibited and any storage of this document is not allowed unless with written permission from the publisher. All rights reserved.
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Respective authors own all copyrights not held by the publisher.
The information herein is offered for informational purposes solely, and is universal as so. The presentation of the information is without contract or any type of guarantee assurance.
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Table of Contents
1- Setting Goals
2 - Staying Focused and Motivated
3- Being Healthy
4 - Avoiding Cramming and Procrastination
5 - Socializing
6 - Rewarding Yourself
Conclusion
1- Setting Goals
By reading this book, I already congratulate you for being a successful student; but it does not stop there. This is just the start of your journey towards success in your academic life.
Most students try to pull an all-nighter, forcing themselves to stay awake as they cram. The next day, as they take their examinations, they would usually end up tired and worse, they could fail the test. These students usually lack goals that they should have been preparing ahead of time.
Everyone, including teachers, scientists, presidents, or even students have their own desires and aspirations in life that serve as their driving fuel in their everyday lives. The driving force, also known as a goal, aids one to direct his path in achieving success.
Goals are the desired results or end-points of a person, company, or an organization. Setting goals should be in accordance to the SMART (Specific, Measurable, Attainable, Relevant, and Time-Bounded) criteria.
1. Specific
Goals should serve as your direction, so it must be specifically identified through the six W’s. You should know “what” exactly do you want to accomplish. List them and always remind yourself of your driving force. Next, be familiar with “who” are involved in your goals. Thirdly, identi
fy “when” the deadline is to know and approximate the time needed in preparation. Then, think of the location “where” you are required to finish the task. Fifth is to be aware of “which” will serve as your possible barriers, so that you may be able to prepare ahead of time, as well as the requirements and standards set. Lastly, you must be able to realize “why” are you doing the task. This involves all the benefits that you will get from finishing the task.
2. Measurable
To know if a certain end-point is measurable, it must answer “how much” and “how many.” You should be able to track yourself as you try to reach the target result and date.
3. Attainable
Goals must be set in accordance to your skills and capabilities, as well as the time and effort needed. You should also consider some of your limitations. An attainable goal, for example, if one is anemic, should acknowledge his health, especially if the task requires sleepless nights.
4. Relevant
Setting goals will never be a hard task for it only reflects your aspirations. Therefore, these should be directed toward having what you want and being better. A goal should be your purpose and your aim.
5. Time-bound
Goals should reflect what you want to achieve in a certain period of time. Short-term goals must be accomplished and achieved within a short span of time. This may be done in three months or less. For a student like you, this may include scoring an ace in your upcoming quiz in Mathematics or delivering your speech in Oral class with excellence and mastery. Intermediate-term goals may be achieved up to a year. This goals involve finishing the semester or academic year with an A+ . Lastly, a long-term goal will take you more than a year to accomplish. An example of this is to graduate with flying colors.
The goals you will set should always be tracked and should be prepared ahead of time. These should promise you to achieve what you really want and what you exactly want to be in a certain period of time. Furthermore, these should always serve as your priority. For multiple goals, consider the amount of time left to accomplish the task and the importance to be able to know what to prioritize first.
2 - Staying Focused and Motivated
Setting goals is truly an exciting start towards success; but what really matters most is your attitude while attaining your end-points.
We usually hear a lot of students saying that schooling is exciting during the first day, but later on, it gets boring and tiring as we are being given numerous tasks simultaneously. Every single day in school adds up a heavy bag under your eyes. Waking up early, doing a bunch of school works, and staying up late at night may be your routine; and it gets a little less exciting every day until semester break is finally within your reach.
What does really distinguish an attitude of a successful person from everyone else?
Almost all scientists never invented successfully with just a snap of a finger. Thomas Edison, a very well-known inventor of the light bulb and the phonograph dedicated a lot of time, effort, and hardwork to create some of the greatest inventions in the world.
Presented below are some of the ways to stay focused and organized.
1. To-do-list
From the goals you set, enumerate the specific things needed to be done. In addition, have a ranking of your priorities and list them in your to-do-list. This will help you to become more organized and more aware of your responsibilities. Place this list where you can see it easily and frequently to serve as your reminder. Furthermore, do not limit your creativity. Make this list as colorful and as artistic as you can so that you will feel happier and energized as you take a glimpse of the list.
2. Time-Management
A to-do-list should be accompanied by time-management, or it will lose its purpose. As stated earlier, the list should be done with ranking in accordance to their corresponding priority. Time is also a factor in this ranking process. Thus, while doing the list, you are also applying the concept of time-management.
Time-management is an important process and skill that a student needs in order to be successful. This entails being mindful of the time allotted for each task, along with the deadlines or target dates. It is a skill because it is only through practice that one may be able to master the art of managing time. This is difficult especially if you are not used to organizing your schedule ahead of time, but with constant practice, it will be easier and you will get used to a wise spending of your time.
Focusing in your goals should be done hand-in-hand with keeping yourself motivated. The most obvious way to keep you going is to remind yourself of your goals. Whether a short- or a long-term goal, it should be rewarding enough to keep you determined and inspired. Remind yourself that there is a benefit and gain by accomplishing your goals.
Another way to be highly motivated is to think of a way on how to make your boring routine a more fun one. For example, instead of taking a bus to go to school, why not try riding a bicycle instead? You may also choose to study as a group to make learning more interesting.
Lastly, track your progress. Always remember how you started and compare it to your current progress. Do you want to waste all your time and effort that you spent all this time? If no, then never stop reaching your goal.
Here are some of the things that the motivated persons do:
1. They never give up.
Whenever they experience failure, they take it as a challenge. They forget all the negative feelings and think of it as an opportunity to be better and aim for higher goals for a higher achievement.
2. They rise up early.
Most of the persons are better performing during morning where less distractions occur. It also increases one’s creativity, which is to be discussed in the third of this book.
3. They will never get tired of reading.
Reading makes you smarter. A highly motivated person is always into learning something new.
4. They are thankful and optimistic.
They are truly grateful of all their experiences, whether good or bad. They look at life in a brighter perspective compared to the less motivated ones.
5. The sky is the limit.
As stated above, they never get tired of trying until they reach their goal. After that, they set higher goals.
6. They ask for help.
They are not ashamed of admitting that they need help and guidance. They ask questions when they cannot understand something. Through these, they will become better for they accept who they are. In addition, they will also learn from others’ guidance.
Staying on the track is never an easy task especially if nothing new happens each passing day. It is truly difficult, especially if we are piled up of assignments, projects, quizzes, and exams; but this is the true test of our endurance and perseverance. You should never get tired of doing the same tasks every single day for every time you try, you are a step closer to your goal.
3- Being Healthy
It is true that your health is your wealth. Nothing will happen to an intelligent, yet sickly child. Catching colds and cough frequently, having a recurring attack of asthma, or having brain drain is an obstacle to being a successful student.
Here are some of the ways to keep you physically and mentally healthy:
1. Eat nutritious foods.
Whole grain is needed by both our body and mind as we work physically and mentally. Choose whole grains with low GI (glycaemic index) to keep you highly energized throughout the day. This also aids in burning fat. This includes wheat bran, brown pasta, brown cereal, and granary bread.
Blueberries, a.k.a. brain berries, are proven to enhance the motor skills of the aging rats. It protects the brain from stress and reduces the effects of aging. Furthermore, it improves short-term memory. Lastly, it may be eaten fresh, frozen, or freeze-dried.
Broccoli is always ignored but should be eaten as frequently as possible for it is a good source of Vitamin K, which aids in cognitive development. In addition, it also helps the brain in healing itself when it has an injury.
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Nuts and seeds contain Vitamin E that lessens cognitive decline and aging of brain. It may be eaten roasted or raw.
Dark chocolate increases the flow of blood in the brain and contains antioxidants that reduce the aging of the brain.
Salmon, which contains omega-3 fatty acids, are beneficial to the brain for the said nutrient helps in preventing brain diseases and can even help in improving your mood.
Avocados are rich in potassium that oxidize your brain. It also helps in increasing blood flow in the body. In addition, it lowers your blood pressure, thus keeping the brain healthy.
Blackcurrants are a great source of Vitamin C, which improves your mental agility.
Red wine and champagne are good for the brain when taken moderately. The EGCG found in red wine stops beta-amyloid proteins that harm the brain cells. The champagne, moreover, improves the spatial memory of rats with a daily equivalent of a glass.
Eggs contain DHA, which is an omega-3 fatty acid, that establishes connection between neurons and helps them keep their shape.
Sweet potatoes are rich in Carotenoids, which give it an orange color. It helps in producing more neurons and find connections with other neurons. In addition, it also has a low gylcaemic index.
Spinach is a great source of Vitamin B that is very beneficial to the brain in many ways. It is also rich in folate, which helps in the formation of neurotransmitters that aid for thinking and learning.
2. Exercise more often.
Brain cells are just like any cell in the body that needs exercise. Going to the gym does not only keep you in shape but also your brain. Exercise increases the flow of oxygen to the brain. It also helps in releasing a great amount of hormones that improve the growth of brain cells.
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