Not all sites require sponsors. Nonprofit and government resource sites are available on the Internet to provide information on child identity theft. Examples of nonprofit and government sites are:
Identity Theft Resource Center—http://www.idtheftcenter.org
Federal Trade Commission—www.ftc.gov
Privacy Rights Clearinghouse—http://www.privacyrights.org
Information on child identity theft is limited. As knowledge grows within law enforcement communities, more information will become available to the public. This book can be your one-stop resource for all known aspects of child identity theft. It has been written for parents, guardians, teachers, law enforcement officers, medical professionals, and community leaders.
Child identity theft is an increasingly large portion of the almost ten million cases of identity theft each year. Adults do not suffer the age verification problems and extended years of victimization that children do. Use the information this book offers as your child identity theft reference guide.
Notes
Chapter 1: Understanding Child Identity Theft
1. AllClear ID. 2011. “Child Identity Theft Stories: Real Cases from Our Customers.” Accessed April 7, 2012. https://www.allclearid.com/blog/child-identity-theft-stories-real-cases-from-our-customers.
2. Good Morning America. 2010. “America’s Money: Parents Stealing Kids’ Identities an Alarming Trend.” Accessed April 7, 2012. http://abcnews.go.com/GMA/MellodyHobson/americas-money-parents-stealing-kids-identities-alarming-trend/story?id=11157173#.T4B22dlc-So.
3. Javelin Strategy and Research. 2009. “Latest Javelin Research Shows Identity Fraud Increased 22 Percent, Affecting Nearly Ten Million Americans: But Consumer Costs Fell Sharply by 31 Percent.” Accessed April 7, 2012. https://www.javelinstrategy.com/news/777/222/Latest-Javelin-Research-Shows-Identity-Fraud-Increased-22-Percent-Affecting-Nearly-Ten-Million-Americans-But-Consumer-Costs-Fell-Sharply-by-31-Percent/d,pressRoomDetail.
4. ABC News/Money 2011. “Proposal to Protect Children’s Identities Sparks Debate among Privacy Advocates.” Accessed August 7, 2011. http://abcnews.go.com/Business/child-identity-theft-17-10-solution/story?id=14073713.
5. Carnegie Mellon CyLab. 2011. Accessed April 7, 2012. http://www.cylab.cmu.edu/files/pdfs/reports/2011/child-identity-theft.pdf.
6. The Gallup Organization. 2005. “Identity Theft: How Big a Problem?” Accessed April 6, 2012. http://www.gallup.com/poll/18493/Identity-Theft-How-Big-Problem.aspx.
7. KSL TV 5, Salt Lake City, Ut. 2011. “Protecting Kids against ID Theft a Grim Reality.” Accessed April 7, 2012. http://www.ksl.com/?nid=148&sid=15096034.
8. Carnegie Mellon CyLab. 2011. Accessed April 7, 2012. http://www.cylab.cmu.edu/files/pdfs/reports/2011/child-identity-theft.pdf.
9. Federal Trade Commission. 2006. “Identity Theft Report.” Accessed April 5, 2012. www.ftc.gov/os/2007/11/SynovateFinalReportIDTheft2006.pdf.
10. U.S. Department of Justice 2011. “Stolen Futures: A Snapshot on Child Identity Theft.” Accessed August 30, 2012. http://www.ovc.gov/pdftxt/Article_ChildIDTheftSnapshot.pdf.
11. National Commission on Terrorist Attacks upon the United States. 2002. Accessed April 7, 2012. http://www.9-11commission.gov/report/911Report.pdf.
12. WWBT NBC 12. 2012. Accessed April 7, 2012. http://www.nbc12.com/story/16960306/woman-sentenced-to-14-years-in-fake-id-ring.
13. Federal Trade Commission. 2007. “2006 Identity Theft Survey Report.” Accessed April 8, 2012. http://www.ftc.gov/os/2007/11/SynovateFinalReportIDTheft2006.pdf.
14. Newsweek magazine. 2009. Accessed April 7, 2012. http://www.thedailybeast.com/newsweek/2009/02/06/sabotaged-by-the-system.html.
15. California Office of Privacy Protection. 2011. “A Better Start: Clearing Up Credit Records for California Foster Children.” http://www.privacy.ca.gov/consumers/foster_youth.pdf.
16. DenverPost.com. 2011. Accessed April 7, 2012. http://www.denverpost.com/nationworld/ci_19077880?IADID=Search-www.denverpost.com-www.denverpost.com.
17. Ronald Mortensen. 2009. “Illegal, but Not Undocumented: Identity Theft, Document Fraud, and Illegal Employment.” Accessed February 29, 2012. www.cis.org/IdentityTheft.
18. Ibid.
19. Federal Trade Commission. 2007. “2006 Identity Theft Survey Report.” Accessed April 8, 2012. http://www.ftc.gov/os/2007/11/SynovateFinalReportIDTheft2006.pdf.
20. U.S. Federal Trade Commission. 2008. “Federal Criminal Laws.” Accessed April 5, 2012. http://www.ftc.gov/bcp/edu/microsites/idtheft/law-enforcement/federal-laws-criminal.html.
21. U.S. Federal Trade Commission. 2008. “State Criminal Laws.” Accessed April 5, 2012. http://www.ftc.gov/bcp/edu/microsites/idtheft/law-enforcement/federal-laws-criminal.html.
Chapter 2: Recognizing How Child Identity Theft Happens
1. U.S. Social Security Administration 2012. “Fact Sheet: Change to the Public Death Master File (DMF).” Accessed September 7, 2012. http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/149/kw/Change%20to%20the%20Public%20Death%20Master%20File%20%28DMF%29.
2. Social Security Bulletin, Vol 64, No.1 2001/2002. “The Social Security Administration’s Death Master File: The Completeness of Death Reporting at Older Ages.” Accessed August 30, 2012. http://www.ssa.gov/policy/docs/ssb/v64n1/v64n1p45.pdf.
3. Marketwatch 2010. “Identity Fraud Nightmare: One Man’s Story.” Accessed August 30, 2012. http://articles.marketwatch.com/2010-02-10/finance/30765048_1_new-bank-debit-identity.
4. Technolog on NBCNews.com 2011. “Study: Android malware up 400 percent.” Accessed September 8, 2012. http://www.nbcnews.com/technology/technolog/study-android-malware-400-percent-123268.
5. Security on NBCNews.com 2011. “Malware infects more than 50 Android apps.” Accessed September 8, 2012. http://www.msnbc.msn.com/id/41867328/ns/technology_and_science-security/t/malware-infects-more-android-apps/#.
6. StarTribune. 2011. “Stolen Laptop Puts Thousands at Risk of Identity Theft.” Accessed April 9, 2012. http://www.startribune.com/lifestyle/health/130644048.html?source=error.
7. The Ponemon Institute. 2009. “The Cost of a Lost Laptop.” Accessed April 9, 2012. http://www.ponemon.org/local/upload/fckjail/generalcontent/18/file/Cost%20of%20a%20Lost%20Laptop%20White%20Paper%20Final%203.pdf.
Chapter 3: Detecting and Reporting Identity Theft
1. Federal Trade Commission 2006. “Identity Theft Report.” Accessed April 5, 2012. www.ftc.gov/os/2007/11/SynovateFinalReportIDTheft2006.pdf.
2. U.S. Postal Inspection Service. 2012. Accessed April 5, 2012. www.postalinspectors.uspis.gov.
3. Ibid.
4. Army Times, 2012. “Pentagon to Phase Out SSN’s on ID Cards.” Accessed March 17, 2012. http://www.armytimes.com/news/2008/04/military_id_cards_040408w/.
Chapter 4: Dealing with Child Identity Theft
1. Associated Press. 2012. “U.S. Says Tax-Related ID Theft Complaints on the Rise.” Accessed April 14, 2012. http://www.http://finance.yahoo.com/news/us-says-tax-related-id-174906354.html.
2. Wikipedia, The Free Encyclopedia. 2012. “Credit Bureau.” Accessed 2012. http://en.wikipedia.org/wiki/Credit_bureau.
3. U.S. Code 2003. Accessed August 30, 2012. http://uscode.house.gov/uscode-cgi/fastweb.exe?getdoc+uscview+t13t16+1988+0++%2815%20USC%20§%201681c–2%20-%20Block%20of%20information%20resulting%20from%20identity%20theft%29%20%20%20%20%20%20%20%20%20%20.
4. Social Security Administration 2012. Accessed September 11, 2012. www.ssa.gov/history/ssn/firstcard%EF%BB%BF.html.
Chapter 5: Coping with the Emotional Fallout from Child Identity Theft
1. Javelin Strategy and Research. 2012. “Child Identity Theft Study, October 2008.” Accessed March 4, 2012. http://www.debix.com/docs/Child_ID_Theft_Study_2008.10.pdf.
2. U.S. Department of Justice, Office of Justice Programs, 2012. Accessed March 6, 2012. http://www.ojp.usdoj.gov/ovc/pubs/ID_theft/growingtrends.html.
Chapter 6: Preventing Child Identity Theft
1. New York Times, 2007. “A 17-Year
Nightmare of Identity Theft Finally Results in Criminal Charges.” Accessed August 31, 2012. http://www.nytimes.com/2007/04/13/us/13idtheft.html.
2. American Bar Association, 2007. “Arrest Made in a 17 Years Long ID Theft.” Accessed September 14, 2012. http://www.abajournal.com/news/article/arrest-made-in-a-17-years-long-identity-theft/.
Resource List
Child identity theft is a new, more lucrative subset of the overall crime of identity theft. Because of this fact, resources devoted exclusively to child identity theft are very limited or nonexistent. I have included a resource list that will give you a starting point to begin your research and point you in the right direction.
Resources
AnnualCreditReport.com
This is a website providing a centralized service for consumers for obtaining free credit reports. This site was developed by the three major credit reporting agencies: Equifax, Experian, and TransUnion. Website: www.annualcreditreport.com
Carnegie Mellon University Cylab
This organization does research and education on cybersecurity issues for both the public and private sector. Website: http://www.cylab.cmu.edu
Consumer Military Sentinel
This is part of the Consumer Sentinel Network and a resource for law enforcement officers who deal with military victims of child identity theft and identity theft. The Consumer Sentinel provides a secure online database of millions of consumer complaints. The Consumer Military Sentinel is operated by the U.S. Federal Trade Commission. Website: www.ftc.gov/sentinel/military/index.shtml
econsumer.gov
econsumer.gov is an initiative of the International Consumer Protection and Enforcement Network (ICPEN). ICPEN is a network of currently twenty-eight governmental organizations involved in the enforcement of fair trade practice laws and other consumer protection activities. econsumer.gov is a portal for victims as consumers to report complaints about online and related transactions with foreign companies. Website: http://www.econsumer.gov/english
Federal Bureau of Investigation (FBI)
This is an investigative federal law enforcement agency that investigates white-collar crime, terrorism, cyber crime, public corruption, major thefts, organized crime, and other serious violations. The FBI is an investigative arm of the U.S. Department of Justice. Website: www.fbi.gov; mail: FBI Headquarters, 935 Pennsylvania Avenue NW, Washington, D.C. 20535; phone: (202) 324-3000
Federal Trade Commission
This government organization is dedicated to preventing business practices that are unfair, anticompetitive, or deceptive to consumers. The website provided is a one-stop shop to learn about the crime of identity theft and report victimization. Website: www.ftc.gov/bcp/edu/microsites/idtheft; phone: (877) FTC-HELP (382-4357)
ID Safety Resources
This is a website sponsored by the International Association of Chiefs of Police. It is an informational resource for both consumers and law enforcement in dealing with identity theft. Website: http://www.theiacp.org/idsafety/enforcement/resources/
Identity Theft Assistance Center (ITAC)
This is a consumer advocate website sponsored by the Financial Services Roundtable. Members of ITAC offer free assistance to victims of suspected identity theft. Website: www.identitytheftassistance.org
Identity Theft Resource Center (ITRC), San Diego, California
This is a nonprofit organization dedicated exclusively to understanding identity theft and related issues. Website: www.idtheftcenter.org; phone: (888) 400-5530; e-mail: [email protected]
Internal Revenue Service
This website provides consumers with tax information and reporting of tax-related fraud. Website: www.irs.gov
International Association of Chiefs of Police (IACP)
This is a resource for law enforcement officers worldwide. The IACP provides information on training, leadership, legislation, grant funding, and more. Website: www.theiacp.org
Internet Crime Complaint Center (Ic3)
This site is a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center. The organization serves as a means to receive complaints of cyber crime, intellectual property rights matters, computer hacking, espionage, and extortion. Website: www.ic3.gov
Interpol
This site is an international policing organization where law enforcement agencies and professionals from around the world work to solve crime and make the world safer.
Website: http://www.interpol.int/
National Criminal Justice Reference Service
A federally funded resource offering research on crime topics. Website: www.ncjrs.gov
National Do Not Call Registry
A website for registering telephone numbers at which you desire not to receive further telemarketing phone calls. After you visit the website, register your phone number, and confirm by e-mail, telemarketers are not allowed to call the phone number. Website: https://www.donotcall.gov
Privacy Rights Clearinghouse
This California corporation provides information on consumer advocacy and consumer information dealing with privacy rights and privacy-related complaints. Website: www.privacyrights.org
United States Department of Justice
This agency provides oversight for both investigation and prosecution of federal crimes. The Department of Justice provides resources for information involving crime statistics, case law, and more. Website: www.justice.gov
U.S. Postal Inspection Service
This is a federal law enforcement agency dedicated to protecting the postal system, postal employees, and postal customers. The agency investigates mail fraud, mail theft, identity theft, dangerous mail, and violent crimes. Website: https://postalinspectors.uspis.gov
U.S. Secret Service
The mission of this federal law enforcement agency is to protect America’s financial infrastructure. They investigate financial institution fraud, computer and telecommunications fraud, false identification documents, access device fraud, advance fee fraud, electronic funds transfers, money laundering, and more. Website: www.secretservice.gov
Utah Attorney General’s Child Identity Protection (CIP) Program
This is a website intended to prevent identity thieves from using the personal information of Utah children to obtain fraudulent credit. Website: https://cip.utah.gov/cip/SessionInit.action
Credit Report Resources
Equifax—Website: www.equifax.com
Experian—Website: www.experian.com
TransUnion—Website: www.transunion.com
About the Author
Robert P. Chappell, Jr., is a twenty-seven-year veteran law enforcement officer. He started his career with the Blacksburg, Virginia, Police Department in 1985. In 1986, he was honored with the Virginia Chiefs of Police Award for Valor in the Line of Duty. Chappell began his career with the Virginia State Police in 1987, where he has worked for the past twenty-five years. He has served in both the Bureau of Criminal Investigations and the Bureau of Field Operations as a trooper, narcotics special agent, sergeant, first sergeant, assistant special agent-in-charge, and currently serves as a lieutenant. Chappell is considered to be an expert in the field of child identity theft.
Chappell is a veteran of the armed forces, having served twenty-five years with the United States Army Reserve. He retired in 2008 as a Lieutenant Colonel. Chappell’s military awards include the Bronze Star, Army Combat Action Badge, 101st Airborne Air Assault combat patch, 11th Armored Cavalry combat patch, and the 3rd Armored Cavalry Regiment Order of the Combat Spur. Chappell is married and resides in Roanoke, Virginia, with his family.
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