Prized, The Payment Series book 1
Title Page
Book 1 in the Payment Series
Chapter One
Chapter Two
Chapter Three
About the Author:
Prized
By
Cassandra Carr
Book 1 in the Payment Series
Copyright © 2014 by Cassandra Carr
All rights reserved. This copy is intended for the original purchaser of this e-book ONLY. No part of this e-book may be reproduced, scanned, or distributed in any printed or electronic form without prior written permission from the author. Please do not participate in or encourage piracy of copyrighted materials in violation of the author's rights. Purchase only authorized editions.
Published by C-Squared Publishing
Cover by Cassandra Carr; stock photo CanStock.com
Contact information: [email protected]
A Smashwords Edition
This e-book is a work of fiction. While reference might be made to actual historical events or existing locations, the names, characters, places and incidents are either the product of the author’s imagination or are used fictitiously, and any resemblance to actual persons, living or dead, business establishments, events, or locales is entirely coincidental.
All rights reserved. This copy is intended for the original purchaser of this e-book ONLY.
DISCLAIMER: The following is meant to be taken as pure fantasy. Many dangerous sexual and physical situations occur, and be advised the author does not endorse or condone any of these actions. The Payment series stories are intended for over-18 audiences only, who are interested in exploring the blurred lines between pleasure and pain, dominance and submission, and fantasy and reality. As such, the Payment series stories might be too intense for some readers.
Chapter One
Catrina Carter gazed up at the nondescript building. A small sign read “Debt Management Associates”. Such an innocuous name, considering what the company did.
One night, over a glass of wine—or possibly three glasses —she had been complaining about her money problems to her friend Meghan, and Meghan had recommended she try out this place. After another glass Meghan had admitted she’d been in the program a few years before and since then her ability to control her spending had been stellar. Catrina was instantly intrigued and asked her friend more about it but all Meghan, her face bright red, would say was, “Make an appointment. They’ll explain it there.”
But Catrina hadn’t taken that for an answer and finally, after plying her with a fifth glass of wine, Meghan, in slurred speech, had admitted everything. Catrina had been appalled. Surely her friend was making up tales after having had so much to drink? But it didn’t seem that way, the more Meghan talked. No way would Catrina go that route. It was disgusting and degrading.
Then, the very next day, she’d been served with a shut-off notice for both her gas and electric, along with a 90-days late notice on one of her eight credit cards. When she’d checked her bank balance online she’d verified what she’d feared. Her account was overdrawn. She wasn’t slated to be paid until nine days later, and then her rent and car payment were due.
Even if she could’ve paid the gas and electric with a credit card, none of them had much available space on them. Her gut twisted as she realized she’d well and truly done it. There was no way to get out of a mess like this unless she had help. With her heart in her throat, Catrina had called the number Meghan provided, given them Meghan’s name as a referral, and now had an appointment to meet with Raoul, whose job title, strangely enough, was “trainer”.
She knocked on the door. It was opened after a moment and, after verifying her identity, Catrina was hustled inside by a tall, serious-looking man several years older than herself. A moment later a stocky man, closer to her age, with olive skin and dark hair appeared. Raoul, if her guess was right.
I can’t believe I’m doing this. Catrina knew damn well she had little choice at this point, but it didn’t make the bitter pill any easier to swallow.
Raoul jerked his head toward the hallway from which he’d appeared. “Come with me.”
Dispensing with niceties, it would seem.
He brought her to a small office with a desk and a guest chair directly in front of it, along with a large ottoman, side cabinet and a couch shoved into various corners of the room. Raoul motioned her to the chair and she sat, smoothing down the skirt she’d been ordered to wear. She supposed they wanted to give off a professional vibe, though considering what they did professional wasn’t the first word that sprang to Catrina’s mind. Seating himself behind the desk, Raoul spared her a quick glance before opening a file folder in front of him.
“Catrina.” His voice was deep, and already she was squirming. “You have a problem. A very big problem, if your information is factual.”
She stared at the floor, her face hot as she fought tears. “Yes.”
“And you’d like us to help you out with it.”
“Yes.” Catrina barely got the word out and took a deep breath as soon as she’d managed to utter it.
“What was that, girl?”
Girl?
“Yes, I’d like you to help me,” she whispered.
“Look at me when you speak.”
Her gaze shot up. “What?”
Raoul’s eyebrows rose. “Didn’t you hear me?”
“Of course I did. I looked up.”
“Then why did you say ‘what?’ as if you didn’t? And that tone’s not very respectful.”
What does he want me to say?
“Um, I’m not sure what you mean.”
“You will call me sir.”
“Oh. Okay, sir.”
“Now then, let’s talk about your debt. According to your paperwork, you currently owe slightly less than one hundred fifty thousand in unsecured consumer debt.” He whistled. “That’s a lot of money, girl.”
“Yes, sir.”
“We can help, but it won’t be easy for you.” He sat back. “Are you prepared to accept the consequences of your actions?”
That sounded ominous, but Catrina had expected no less. She really had no choice here; she needed their help, no matter how difficult the program was. “Yes, sir, I am.”
“You know how the program works?” He glanced back down to the folder. “Meghan explained it.”
“Sort of.”
“I’ll be blunt then, so as not to waste either of our time if you aren’t prepared to do as we say. Meghan was in our program for three months. You would be required to participate for a period of one year.”
Catrina’s mouth fell open. “But—”
“No buts, girl. You’re in a load of trouble. Did you honestly think we’d wipe out that much debt and only require you to serve three months?”
“I-I don’t know. Sir.” A year? Oh, God. I feel sick.
“A year, girl. Twelve months. After your training is complete and you’ve gotten a benefactor.”
Fuck. She hung her head and nodded. Then, when he said nothing, she added, “Yes, sir.”
“During that time, you’d be required to serve your benefactor in whatever way he requires. Look at me,” Raoul snapped. “Your benefactor, by the way, in case Meghan didn’t explain it, would be the man who agrees to pay your debt and therefore will be who you’ll owe your service to.”
What a nice way to put this whole thing.
Raoul went on as if they were discussing the weather, not the undoubtedly horrifying ordeal she’d be placing herself in shortly if she agreed to this crazy scheme. Like I have a choice. “You’d be in training with me for a period of two weeks and your auction, if we feel
you’re ready, will happen at the end of the training term. Your benefactor would take immediate possession. You will live with him for the year, and then you’ll be free to go back to your own life, debt-free. Do you understand so far?”
“Yes, sir.”
“You are expected to be completely available to your benefactor. That means you won’t be working. However, you will complete some financial management courses under the guidance of your benefactor. After all, we don’t want repeat offenders here.”
Catrina nodded, feeling her manicured nails biting into the skin of her palms as they fisted on her lap. Could she do this? The words “no way out” boomeranged around in her head.
Raoul pulled a sheaf of papers from the folder. “This is our contract. It’s been tailored to you and your particular situation. Read it. I’ll be back in a little while.” He stood, handed her the contract, and then left.
Sweat trickled down the back of Catrina’s neck, though it wasn’t warm in the room. She turned her attention to the contract. Again, so innocuous-looking. Her stomach churned. Things didn’t get better as she read.
After a short time, Raoul returned and resumed his seat behind the massive mahogany desk. “Did you read the entire contract?”
“Yes, sir.”
“Did you understand everything?”
“Yes, sir.”
“You learn quickly. The benefactors will like that. It’ll help you on auction day.”
Auction day…
He motioned for the contract. “We’ll go over everything before you sign it.”
Catrina handed it over and Raoul turned his attention to it. “You understand exactly what ‘servicing your benefactor’ means?” Her face heated and she started to look at the floor again. “Eyes on me,” he snapped. “You understand that your body would not be your own? That your benefactor will have essentially purchased the right to use you as he sees fit?”
“Yes, sir.”
“With your amount of debt, as I said, things won’t be easy for you. As part of your agreement with your benefactor, you would be expected to not only service his needs, but those of anyone else he commands. Anyone.” He tilted his head. “Again, I’m going to be blunt. We want no misunderstandings. Your benefactor will have the choice to fuck any hole he wants, whenever and wherever he wants to. That, of course, means in private or in public, barring anything that could get the both of you arrested.”
Wouldn’t want that. God, how embarrassing would that be? Catrina sighed. Probably not as bad as other things that’ll happen to you.
Raoul continued. “And he can share you with his friends, colleagues, and even total strangers—any part of you—as he desires. And just so you know, at this debt level, he probably will. The milder benefactors generally don’t reach the level where they’re willing to deal with someone like you.” Raoul folded his meaty arms over his chest.
Catrina pressed a hand to her stomach. This wasn’t happening. A voice inside her head mocked her. Yes, it is, because you couldn’t control your spending. You had to have it all.
“Your benefactor, at the time he purchases you, will pay the entire sum of your debt to us and we, in turn, will pay your creditors so the debt doesn’t get worse while you serve your term. If you do not finish your term you’ll be responsible for paying your benefactor back. We will also arrange for the delivery of your furniture and other personal items to a storage locker for a year. At the end of your term, we’ll assist you in finding an apartment and getting everything moved back in, as well as obtaining new employment, as you’ll begin training immediately and will need to quit your current position. Do you understand?”
“Yes, sir.”
“Good. Now we need to go over a few things as far as your experience goes.”
“Experience?”
“Sexually speaking.”
“Oh,” she pretty much squeaked out.
“Again, I’m going to be blunt. Have you sucked cock before?”
“Uh, yes.”
“It doesn’t matter if you’ve had vaginal sex because that’s off the table. No benefactor wants to get a girl pregnant, especially not one with problems similar to yours. Most of them would never chance it even with appropriate protection.”
“Geez, I get it.” Catrina huffed and Raoul frowned. “Sorry, sir.”
“Have you had anal sex?”
“No.”
“Good. That’ll help on auction day too. Benefactors love anal virgins.”
Catrina was pretty sure she didn’t want to know the reasoning behind that. Raoul moved on.
“Have you been spanked before, either as a child or an adult?”
As an adult?
“No. Sir.”
“Huh. All right then. You need to be aware that nearly all the benefactors, particularly at your level, use spanking and other punishments to correct and form your behavior.”
Catrina was about to self-combust. Other punishments? What the hell does that mean?
As if he could read her mind, Raoul said, “Examples of other punishments might be corner time, anal punishments such as the insertion of large dildos or plugs, the use of nipple clamps, and a variety of other things.” A ghost of a smile appeared. “Our benefactors can be very creative.”
“Great,” she muttered.
“What was that, girl?”
“Nothing. Sir.”
“You’ll have tests done today to make sure you’re clean. All benefactors have them as well, and both yours and theirs will be repeated once a month during your term. Do you have any questions so far?”
“No. Sir.” She felt ridiculous repeating “sir” all the time, but it seemed like the thing to do at that moment.
“Good. Do you need to read the contract again?”
“No, I’ll sign it.”
“Are you absolutely sure you understand what you’re agreeing to?”
“Yes.” After a few moments of studying her face, during which time Catrina had to fight to keep her eyes up, he nodded and pushed the contract back across the desk.
With a trembling hand, Catrina picked up the pen he offered and, at his instruction, initialed each page and then signed the last one. He then added his signature.
“I’m going to take this to Processing and get your tests and medical examination set up and then we’ll talk about your training.” Raoul left the room again and Catrina seriously considered running. Yes, they had her personal information, but since she was probably close to being evicted anyway, there’d most likely be no way to find her. But deep down she knew she could run, but she couldn’t hide. Unless she could create an entirely new identity, like they did in the movies, her debt would find her.
Raoul returned to the room and sat on the couch. She remained perched on the edge of the guest chair. “You’ll be known as number nine throughout your training and possibly into your service if your benefactor wishes it.” She tried not to make a face at that. How much more demeaning could this whole thing get? “Shall we get started?”
Catrina swallowed. “Um, yes?”
“Was that a question?”
“No, sir.”
“Here’s the first part of your training. You were instructed to wear a skirt today. I see you complied with that instruction, and that’s good. If you hadn’t you’d be in trouble right from the get-go and would’ve lost the privilege of wearing clothes entirely.” Catrina blanched. “I want you to come over here and place yourself over my lap, facedown, with your feet on the floor and your upper body on the couch next to me.”
“Excuse me?”
“I’m going to start your training immediately with a spanking.” He sounded so matter-of-fact about blistering her ass, Catrina began to shrink back. “If I have to come over there and get you I’ll take off my belt. Show me you can be a good girl and accept the consequences of your irresponsibility.”
Oh, God. No, no, no. The thought of being spanked with a belt was terrible. Catrina willed her feet to move. Slowly, she rose, s
huffled over to the couch and then awkwardly lowered herself over the lap of a man she’d met not an hour ago so he could spank her. Things got even worse when he ordered her to lift her hips and then proceeded to push her skirt well up, leaving it bunched around her waist. But the final humiliation came when he slipped his fingers into the waistband of her panties and briskly tugged them to her knees. Her eyes closed in mortification.
“Victoria’s Secret?”
He’s seriously asking me about the brand name of my underwear? When she apparently didn’t answer quickly enough he struck her right on the fleshiest part of her ass and she shrieked. “Yes.”
“Expensive stuff.”
Through gritted teeth, she answered, “Yes.”
“Spread your legs.”
She turned her head toward him, her mouth falling open. “What?”
He spanked her again, this time alternating between her cheeks a couple of times. Catrina let out a hiss. Fuck, that hurt. The man had an iron hand. “I gave you a command. I’m losing patience, and my belt comes off when that happens.”
Catrina did not want the belt, so she did as he bade and spread her legs, turning away from Raoul once more. Tears rolled down her face and onto the leather of the couch below her, but Raoul paid them no heed. Instead he stroked over her bare ass with his hand before moving down to her pussy and rubbing. Catrina bucked and he clamped his free arm over the small of her back before going back to his ministrations.
More tears escaped. I can’t believe he’s turning me on. This is mortifying.
“Smooth. Professionally waxed?”
“Yes.”
“I’m beginning to see how you got in trouble.” After leaving her wanting, Raoul removed his hand and began to spank her with it, peppering her ass all the way from the top to the under-curve where it met her thighs. Catrina tried in vain to get away from the hard spanks, but the forearm holding her down allowed very little movement, as he continued to strike her again and again.
Prized, The Payment Series book 1 Page 1