Now, though, Loaf and Umbo were seeing him in another guise—as a boy quite aware of his own worth, relative to a man of whom he expected a service, and for which he would pay not a penny more than the service warranted.
“Yes, yes,” said Mr. Cooper, after a moment’s hesitation. “I have a good relationship with two Aressid bankers, at either of which my letter of credit will have a good reception.”
“At what discount?” asked Rigg, for Father had made sure he was aware that letters of credit might be accepted, but at a discount sometimes as high as ninety percent, until the funds could be transferred and verified.
“No discount, I assure you!” said Mr. Cooper, a little flustered. And the reason for his blush emerged when he was forced to add, “At one of them, anyway, the house of Rududory and Sons.”
“And the other one, the one that discounts your note?”
Cooper turned a little red. “Does it matter?”
“I intend to take the note first to the house that discounts you, and disdain their discount, and take my custom to Rududory. You may be sure they will regret the loss and not discount you in the future.”
“That is . . . generous of you.” But Cooper seemed still to have his doubts.
“If you serve me well, I shall serve you well,” said Rigg. “The best legacy my father left me were his principles of honest trade. He taught me that it is better to make a friend of a man through fair dealing than to make a momentary profit and lose his trust. Sergeant-major Loaf assures me that you do business in such a way as well, which is why I have stopped at O to deal with you, if you are interested in performing the service I require.”
Of course Loaf had told him no such thing, and it probably wasn’t true, though it might be. But Father had also taught him: Treat a man as if he had a fine reputation to protect, and he will usually endeavor to deserve it.
“The other house,” said Mr. Cooper, “is Longwater and Longwater.”
Rigg nodded gravely. “Now it is time for me to show you the item I wish you to sell for me. Please turn your back, sir.”
Loaf’s eyes widened and he looked like he was about to speak, but thought better of it. Rigg knew perfectly well that in his place, Loaf would have turned his own back to remove the bag of jewels from his trousers; for Rigg to demand that Mr. Cooper be the one to turn his back was nothing short of outrageous—unless, of course, Rigg were a lordly young man accustomed to other people showing him respect, and not the other way around.
Mr. Cooper once more hesitated, then turned his back to look out the window again, affecting the air of one who simply decided it was an apt occasion to study the birds flying to and from nests in the eaves of the building opposite.
Rigg reached down into his trousers, pulled out the bag, opened its mouth wide, and looked at the jewels, wondering which to offer. He settled on the light blue teardrop-shaped one that had hidden in the seam of his trousers back at Leaky’s Landing, for that was the only thing that had made any one of them different from the others since he’d had them. Holding that gem, he tightened the bag’s mouth, tucked it back down into his trousers, and strode around the table. “Here, sir,” he said, “let’s look at this by the light of the window.”
It was generous, for a man of the status Rigg was pretending to have, to walk around the table himself to show the jewel to Cooper. Thus, a moment after diminishing the other man, Rigg made him feel that he was respected in turn, and perhaps even liked, by this rich young stranger.
Rigg set the jewel on the table, well back from the edge. “I realize you are not a jeweler, sir, and that your valuation of this stone must depend on what consultants tell you. But I believe you are experienced enough with all forms of collateral to know what you are looking at.” Because I certainly am not, Rigg thought—but did not say.
Before Mr. Cooper could sit in his chair, Rigg deftly slid it back out of reach of the table. “Let’s not have the back of the chair blocking any of the light,” he said.
As a result, Cooper was forced to sit on a stool at the side in order to examine the stone in the light, while Rigg sat in the chair. Thus Cooper’s strategem of keeping his visitors in a lower, supplicative position was quite reversed. During Cooper’s examination of the stone, Rigg glanced at Loaf and Umbo and saw that Loaf was only barely suppressing a grin, for Mr. Cooper was shorter than Loaf and no taller than Umbo, and at his age looked even more absurd sitting on the stool.
The moment Cooper stood up again, Rigg also rose from the chair and slid it back into place. What could be taken as perfectly natural during the examination of the light-blue jewel would be insolence if Rigg remained in the chair when the need had passed.
Mr. Cooper cleared his throat and spoke. “If this is what it seems, and I have no doubt of it, you understand, then you do my little banking house great honor, sir.”
“It is the honor due to all good men of business,” said Rigg, “when a matter of great trust is in hand.”
“Do you wish me to advance you against the value of the stone, while I pursue its sale on your behalf?”
“I am not pawning the stone, sir,” said Rigg, pouring contempt on the very idea that a young man of his means would bring forth a treasure like this to get some amount of pocket change. Though in fact that was what he was doing. “Your note of receipt will be enough, I’m sure, with a statement of probable value.” In effect, such a note would serve to win them credit with the loftiest of lodges, though it would be meaningless at ordinary public houses.
“Yes, of course, I didn’t mean to—may I recommend a lodging house where you will be most happy with the food and bed?”
“You may recommend three,” said Rigg, “and we will think kindly of you when we make our choice.”
Cooper now moved, not with the ponderous whispered dignity he had shown at first, but with alacrity bordering on eagerness. He rushed to a shelf, took down a book and a box of paper, then rushed back to get a pen and inkbottle, and sat in the chair to write. Meanwhile, Rigg returned to his pack, took out Father’s letter to the bankers that Nox had given him, and brought it to lay in front of Cooper so he could spell Rigg’s legal name correctly.
Rigg did not watch him after that, but instead wandered the room, looking at the shelves to see what kinds of books the man kept about him. Many books had no lettering on the spines, but only numerals that corresponded with months and years—account books all. The others, the ones with titles on them, were in so many different languages that Rigg suspected that Cooper had bought them for the fine, aged bindings, and had no notion what was inside. Either that or he was a consummate linguist with a dozen languages at his command.
Which led Rigg to realize that Father was such a linguist, and in teaching Rigg to read and speak four languages besides his native tongue, and make sense of several others on the page, and know the history of the speakers of the tongue, and why their writings were of worth, he had made such a linguist of Rigg as well. He had often complained that all these languages were useless, and Father had only said, “A man who speaks but one language understands none.”
“Your commission, Mr. Cooper,” said Rigg, not turning back to look at Mr. Cooper. “I think under the circumstances, I will raise the normal half-percent to three-quarters, to be taken immediately upon the sale.”
Mr. Cooper said nothing, merely continued scratching with his pen, and Rigg was quite sure he had intended some absurd commission like three percent or even higher. When Rigg returned to the table, he saw that on the contract of agency, Cooper had crossed out “one-half of one percent” and replaced it with “three-quarters of one percent” in the space above it. Whether he had really written the regular commission before Rigg spoke, or wrote it afterward and then crossed it out to give a false impression, he would learn from Loaf soon enough, for Loaf was watching everything Cooper did.
Rigg and Cooper both signed the relevant documents: the agency contract, which would tell a jeweler that Cooper was authorized to enter into a contract and recei
ve the funds for the sale of the gem; and the note of receipt, affirming that the house of Cooper had possession of an item of value not less than one purse, belonging to Rigg Sessamekesh, the son of Mr. W.M. of High Stashi.
His own full name still seemed like something foreign to Rigg. But he wrote it out carefully and clearly. It was his signature now.
Since a purse was worth 210,000 fens at the official rate in Aressa Sessamo, and even more upriver, there would be no trouble getting lodging—in the mayor’s own house, perhaps, if Rigg were impudent enough to introduce himself and ask the favor.
To Loaf, the word “purse” had some meaning, as a vast amount that only the rich would ever see; to Umbo, it was not a coin at all, but rather a bag you kept money in. Rigg, however, had been trained to convert purses, spills, glimmers, counts, and lights as readily as ordinary people could figure kingfaces, queenfaces, jackfaces, and pigfaces—or fens, shebs, pings, and lucks, as Rigg had learned they were called downriver. Rigg knew that for a purse, a man living upriver could buy an estate with a fine house and land enough to feed three hundred souls. The income from such an estate would support a household with a dozen servants, as well as horses to draw a fine carriage. A family could remain wealthy forever from such a place, if they didn’t divide the lands.
And that was what a single purse was worth, if anyone had ever minted such a coin; Father said that sums that large would exist only as abstractions in the records of banks and the treasury, or as writing on notes of value.
One thing was certain: Father did not acquire these gems by being frugal with the money from the pelts they sold.
Rigg remembered spilling his money on the counter at Loaf’s tavern, and wondered what Mr. Cooper would think if Rigg showed him the other gems and asked what he thought the aggregate was worth. But of course he would not do it; Rigg doubted that any jeweler in town would have the means of buying even the single gem for ready money. Instead, they would give Cooper something on deposit, the rest to be paid when they sold it to a jeweler in Aressa Sessamo.
But the contract with the jeweler would be enough for Cooper to advance Rigg any amount of ready money he might reasonably ask for—perhaps a pair of glimmers. It would be too much to ask for a banker in O to give him a spill, and where would he spend it? The rest of the value would be marked on a letter of credit that Rigg would take to the bankers in Aressa Sessamo. There Rigg would divide his funds among several reputable banks, and appoint bonded agents to buy and manage lands and businesses for him.
He had learned all this as a series of intellectual problems; the thought of actually doing it, with real cost to him if he did it badly or someone cheated him, was daunting. Is this how I am to spend my life? Looking after managers and bankers, checking on them to make sure they stay reasonably honest, deciding other men’s futures by my whim of what to buy and when to sell? It’s the forest that I love, not rooms like Mr. Cooper’s lair, however bright it is with windows.
When all was copied, all copies signed, the papers folded, and the light-blue jewel placed in a little box, Mr. Cooper looked almost radiant. Rigg suspected that at a stroke, this gem would triple—at least—the assets of the Cooper bank. Most of the funds would soon enough be passed along to banks in Aressa Sessamo, but every hand that touched the money or the jewel would make a good profit, and Mr. Cooper would rise in the estimation of everyone doing business in O, for the tale of it would spread. Cooper himself would see to that, and the jewelers would be his witnesses.
“I don’t mean to hasten you on your way,” Mr. Cooper said, “but I must be off to get the bids from the jewelers, and to do that I will close the bank and take my guard, Beck Brewer, with me through the streets.”
“Is that unusual?” asked Loaf, ever careful. “Will that alert people that you have something worth stealing?”
“It’s prudent of you to ask,” said Mr. Cooper. “But I always take him with me when I’m out during the day, and everyone knows I take no money with me when I leave the bank for the day, or come in the morning. It will be safe enough—at least until one jeweler blabs.” Then Cooper’s face reddened a little, because “blabs” was not a word a man of his dignity should have used.
Well, no matter, Mr. Cooper, thought Rigg. We’re all posers here.
Within the hour, they were settled into a vast suite of rooms in the first lodging Cooper had recommended to them. “Aren’t we going to check the other two?” asked Umbo.
“This one’s good enough, and I need a bath,” said Loaf. Then he waved the servants away and they were alone.
“I asked for three recommendations,” said Rigg, “so that Mr. Cooper would know we didn’t intend to let him steer us to a place where he had an arrangement with the hotelier for a percentage of whatever we spend.”
“People do that?” asked Umbo.
Loaf chuckled. “He probably has an arrangement with all three of these. And spies watching what we do, as well. He struck me as a careful man.”
“But I had to keep up appearances,” said Rigg.
“Appearances,” snorted Loaf. “Where did you learn to talk like that? You spoke high enough with me and Leaky that I thought you were putting on airs, but never like how you talked to Mr. Cooper!”
“I thought he’d wet his pants,” murmured Umbo.
“I used an educated accent with you and Leaky, because people downriver were having trouble understanding the way we talk in Fall Ford,” said Rigg. “But Mr. Cooper needed more than an accent. He needed to hear a lordly dialect and the attitude to go with it. Would talking rich have worked on you?” Rigg asked Loaf. “Or on Leaky?”
“Not a bit on me, and less on her.”
“So to you I talked like a boy of some education, but still one who grew up in a smallish town upriver. Father always said, If you talk like someone used to being obeyed, people will obey you. But if you talk like someone who fears being disobeyed, they will despise you.”
“What else did he say?” asked Umbo. “He never taught me that.”
There was no use trying to explain to Umbo how Father spent all day every day teaching and testing Rigg about things that Rigg thought he’d never use in his life. “I wish in all his saying he had given me a hint of where he found a jewel as valuable as that.”
“Nineteen of them,” said Loaf. “I think you carry in your crotch most of the wealth of this wallfold.” Then he laughed. “But that’s how all young men feel, isn’t it!”
Three baths and a dinner later, they were all napping on soft beds in their own rooms when a soft rap came at the door. Loaf got up and answered it. Rigg assumed it would be a summons from the banker, but it wasn’t—it was the banker himself. Loaf ushered him into the parlor of the suite and soon enough they had the tale.
“All three jewelers said the same, my lord,” said Mr. Cooper to Rigg. “This is every bit the gem I thought it was, but alas, it is more, too much more. This is a famous jewel, recognizable by particular marks which each of them identified with no prompting from me. I was told by one that it was the centerpiece of an ancient crown of a royal family from far northwest, in a kingdom whose name I had never heard of. It was won as a prize in battle by a great general, a hero. I thought the man was a mere legend, not real, but the jewelers believed in him. The story is that he struck the jewel from the crown—hence the mark—and bestowed it as a gift upon his great friend, the hero Wallwatcher, who walked the borders of the world, they say. However the skyblue gem of Wallwatcher might have come into your father’s hands, it is that very jewel, they’re sure of it. The value is so far beyond a purse that none of them will buy it, because they know of no one they could sell it to.”
Rigg felt a stab of fear when Mr. Cooper made his veiled reference to how Father might have got possession of the jewel. Might he declare that the jewel was stolen? No—if that were so, the People’s Revolutionary Council would confiscate it, and Mr. Cooper wouldn’t get a pigface. No, Mr. Cooper was merely explaining that he did not know how to sell
it. Rigg calmed himself and began planning how to get around the problem.
Meanwhile, Loaf asked, “How far beyond a purse?”
“Without a buyer, who can say? A pounce at least. But who in this People’s Republic has wealth enough to buy it, or would admit it if they did, knowing it would just be taken from him?”
“Why is this a problem?” asked Rigg. “The jewel merely has to be sold privately, to someone who would value it without declaring to any other what he had.”
“But the price would be drastically discounted. Instead of fifty purses, no more than five, and in all likelihood less than that. Perhaps only two.”
“What about a consortium?” asked Rigg. “Would the three of them together undertake the purchase and the sale?”
“They might, if I suggested it. Perhaps a partnership among the three, with me as well.”
“Thereby converting your commission into a share of profit?”
“Unless your lordship disapproves,” said Mr. Cooper.
“I’m not a lord—or at least if my father was, he never told me so. Please call me Master Rigg and nothing more.”
“Of course, sir,” said Cooper.
“I see we’ll have to stay here longer than I intended. But I expect you to make this happen as I have described. I imagine that a jeweler in Aressa Sessamo will secretly sell the stone for a bargain price of three purses to a private party, and pass along two-and-a-half purses to this partnership you speak of, and you will credit me with two purses, telling me that you’re each making only a spill apiece.” Rigg said it with a smile, and shook his head at Mr. Cooper’s protests. “I have no quarrel with everyone’s taking a profit that makes their fortune, Mr. Cooper,” Rigg replied.
“I can hardly agree to this no matter how much I might make,” said Cooper. “The jewel is beyond price.”
“And yet I must have a price for it.”
“Even if it all works as you predict, Master Rigg, you will be getting only one twenty-fifth the true value of the stone.”
“My father certainly knew it would be hard to sell when he passed it on to me. If he had valued it more highly than the price the thing will fetch, he would have taken it with him.”
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