"The claim, therefore, which you sent in to the Royal Unicorn Life Insurance Company was fraudulent. It was the result of a deep-laid conspiracy. You have been made the innocent accomplice of a great crime.
"My wife, who now knows the whole truth, is most anxious for restitution to be made. She is about to restore that portion of the money which lies in her name. Most of the rest will be sent back by myself, on certain conditions.
"In communicating the fact of my being still alive to the head of my family you will please also to inform him that I authorise the discontinuance of the premium. This will save the family 300 pounds a year. This will be a solatium to him for the fact that his brother still lives to disgrace the name. If I should die before the next premium is due I order my heirs not to claim the money.—I remain, Gentlemen, your obedient servant,
"HARRY NORLAND."
"The premium which should have been paid under ordinary circumstances," said the Secretary, "was due six weeks ago. The policy has therefore expired."
"It is a characteristic letter," said the lawyer. "Lord Harry was born to be a trouble to his family. There has never been a time, so far as I remember, when he was not a trouble and a disgrace. Hitherto, however, he has avoided actual crime—at least, actual detection. Now, I suppose, the game is up. Yet, gentlemen, the letter is not that of an utter villain."
"He will not be caught," observed the Chairman. "The letter is from too cool a hand. He has prepared a retreat. I dare say by this time he is in some safe and convenient disguise. We are only concerned—are we not?—for the moment with the lady. She has received the money from you. We paid it to you on your representations."
"Observe," said the lawyer, "that the moment she learns the truth she hastens to make restitution."
"Humph!" said the Director, turning over Lord Harry's letter so that the lawyer should not be able to read the contents. "Have you seen her?"
"I have not. I expect to do so before long. She will certainly call upon me."
"She will be ill-advised," said the Chairman, "if she calls upon anybody just at present. Well, sir, I confess that I should be sorry—every member of this Board would be sorry—to see that lady placed in the dock beside her husband."
"In the interests of the noble family concerned, I hope that neither of them will be placed in the dock."
"Do you know who is the other man—the second principal?"
"I can guess. I do not know, however, where he is. All I know is what I have communicated to you—the contents of this letter."
"One would like to get hold of the other man," said the Chairman. "Presumably he does not belong to a noble family. Well, sir, I don't know what may be done; but this Company cannot, I repeat, compound a felony."
"Certainly not. Most certainly not. At present, however, you have got very little to go upon. And unless evidence is forthcoming—"
"We will not discuss that part of the business," said the Chairman. "A conspiracy has been undoubtedly entered into. We may be compelled to bring an action of some kind against your firm, Mr. Erskine. As regards the lady, if she is guilty—"
"No—no," said the lawyer, "upon my life! Sinned against—not guilty."
The Chairman folded up Lord Harry's letter and gave it to the Secretary.
"We are much obliged to you, sir, for your prompt action. It is, of course, only what we should have expected of your firm. Meantime, remember that the claim was made by you, that you received the money, and—but we will communicate with you in a few days."
The Secretary wrote such a letter as was suggested. By return of post a cheque was sent, signed by one William Linville, for the sum of eight thousand pounds. The Company had, therefore, recovered thirteen out of fifteen thousand pounds. The Secretary had another interview with Mr. Erskine, the result of which was that the Company recovered the remaining two thousand pounds.
Every firm of solicitors contains its own secrets and keeps them. Therefore, we need not inquire whether it was intended that this money should be paid by the firm or by the noble family to which Lord Harry Norland belonged. It is, however, certain that a few days afterwards Mr. Hugh Mountjoy called at the office and had a long conversation with the senior partner, and that he left behind him a very big cheque.
The subject has never been brought before the Directors again. It was, indeed, privately discussed, and that frequently. Perhaps the story was whispered about outside the Board-room. These things do get about. There has been, however, a feeling that the thing, which would have been perfectly successful but for the conscience of a woman concerned, might be repeated with less tender consciences, and so the Companies be defrauded. Now the wickedness of the world is already so great that it needs no more teaching to make it worse. On the whole, the less said the better.
Besides, the tragic event which happened a day or two later effectively prevented any further step. That in itself was sufficient to wipe out the whole business.
CHAPTER LXIII
A REFUGE
IT was all over. Iris had sent in her money. She was in a small lodging found for her by Fanny Mere, who called her cousin. She stayed indoors all day long, afraid of stirring abroad; afraid to read the papers; afraid that her husband was arrested on the charge of conspiracy and fraud; afraid that some kind of hue and cry might be out after her.
Therefore, when she heard a manly step on the stair, she started and turned pale, expecting nothing short of an armed messenger of the law. She never was in this danger for a single minute, but conscience made a coward of her.
The step was that of Hugh Mountjoy.
"I found you out," he said, "by means of Fanny. The girl knew that she was safe in letting me know your secret. Why are you in concealment?"
"You cannot know all, or you would not ask me that."
"I do know all; and again I ask, why are you in concealment?"
"Because—Oh, Hugh—spare me!"
"I know all, which is the reason why I cannot choose but come to see you. Come out of this poor place; resume your own name. There is no reason why you should not. You were not present at Passy when this conspiracy was hatched; you got there after the funeral. You, naturally, went to see the family solicitors. Iris, what has the conspiracy to do with you?" It will be observed that Hugh had not read the letter written to the Directors of the Company.
"Do you know about the money?"
"Certainly. You sent back all that you could—five thousand pounds. That showed your own innocence—"
"Hugh, you know that I am guilty."
"The world will think that you are innocent. At any rate, you can come out and go about without fear. Tell me, what are your plans?"
"I have no plans. I only want to hide my head—somewhere."
"Yes; we will talk about that presently. Meantime, I have some news for you."
"News? What news?"
"Really good news. I have to tell you a thing which will surprise you."
"Good news? What good news is there for me?"
"Your husband has sent back the whole of the money."
"Sent back? To the Insurance Office?"
"All has been sent back. He wrote two letters—one to the solicitors and the other to the Insurance Company. It is not likely now that anything can be said, because the Directors have accepted the money. Moreover, it appears that they might have proceeded against the lawyers for the recovery of the money, but that they have nothing to do either with you or with Lord Harry Norland. That is a difficult point, however. Somebody, it seems, has compounded—or is going to compound—a felony. I do not understand exactly what this means, or what dreadful consequences might follow; but I am assured by the lawyers that we need apprehend nothing more. All is over."
Iris heaved a profound sigh.
"Then he is safe?" she said.
"You think of him first," said Hugh, jealously. "Yes: he is safe; and, I do hope, gone away, out of the country, never to come back any more. The more important thing is that you should be saf
e from him. As for the doctor—but I cannot speak of the doctor with common patience. Let him be left to the end which always awaits such men. It is to be hoped that he will never, wherever he goes, feel himself in safety."
"I am safe," said Iris, "not only from my husband, but from what else beside? You know what I mean. You mean that I, as well as my husband, am safe from that. Oh! the fear of it has never left me—never for one moment. You tell me that I am safe from public disgrace, and I rejoice—when I ought to sink into the earth with shame!" She covered her face with her hands.
"Iris, we know what you have done. We also know why you did it. What need we say more? The thing is finished and done with. Let us never again allude to it. The question now is—what will you do next? Where will you live?"
"I do not know. I have got Fanny Mere with me. Mrs. Vimpany is also anxious to live with me. I am rich, indeed, since I have two faithful dependants and one friend."
"In such wealth, Iris, you will always be rich. Now listen seriously. I have a villa in the country. It is far away from London, in the Scottish Lowlands—quite out of the way—remote even from tourists and travellers. It is a very lonely place, but there is a pretty house, with a great garden behind and a stretch of sand and seashore in front. There one may live completely isolated. I offer you that villa for your residence. Take it; live in it as long as you please."
"No, no. I must not accept such a gift."
"You must, Iris—you shall. I ask it of you as a proof of friendship, and nothing more. Only, I fear that you will get tired of the loneliness."
"No—no," she said. "I cannot get tired of loneliness it is all I want."
"There is no society at all."
"Society? Society for me?"
"I go to the neighbourhood sometimes for fishing. You will let me call upon you?"
"Who else has such a right?"
"Then you will accept my offer?"
"I feel that I must. Yes, Hugh; yes, with deepest gratitude."
The next day she went down by the night-mail to Scotland. With her travelled Mrs. Vimpany and Fanny Mere.
CHAPTER LXIV
THE INVINCIBLES
THE proceedings of Lord Harry after he had sent off that cheque were most remarkable. If he had invited—actually courted—what followed—he could not have acted differently.
He left London and crossed over to Dublin.
Arrived there, he went to a small hotel entirely frequented by Irish Americans and their friends. It was suspected of being the principal place of resort of the Invincibles. It was known to be a house entirely given up to the Nationalists. He made no attempt to conceal his name. He entered the hotel, greeted the landlord cheerfully, saluted the head waiter, ordered his dinner, and took no notice of the sullen looks with which he was received or the scowls which followed him about the coffee-room, where half a dozen men were sitting and talking, for the most part in whispers.
He slept there that night.
The next day, still openly and as if there was nothing to fear, either from England or from Ireland, he walked to the station and took his ticket, paying no attention to what all the world might have seen and understood—that he was watched. When he had taken his ticket two men immediately afterwards took tickets to the same place. The place where he was going was that part of Kerry where the Invincibles had formerly assassinated Arthur Mountjoy.
The two men who followed him—who took their tickets for the same place—who got into the same carriage with him—were two members of that same fraternity. It is well known that he who joins that body and afterwards leaves it, or disobeys its order, or is supposed to betray its secrets, incurs the penalty of death.
On the unexpected arrival of Lord Harry at this hotel, there had been hurriedly called together a meeting of those members then in Dublin. It was resolved that the traitor must be removed. Lots were cast, and the lot fell upon one who remembered past acts of kindness done by Lord Harry to his own people. He would fain have been spared this business, but the rules of the society are imperative. He must obey.
It is the practice of the society when a murder has been resolved upon to appoint a second man, whose duty it is to accompany the murderer and to see that he executes his task.
In the afternoon, about an hour before sunset, the train arrived at the station where Lord Harry was to get down. The station-master recognised him, and touched his hat. Then he saw the two other men got down after him, and he turned pale.
"I will leave my portmanteau," said Lord Harry, "in the cloak-room. It will be called for."
Afterwards the station-master remembered those words. Lord Harry did not say "I will call for it," but "It will be called for." Ominous words.
The weather was cold; a drizzling rain fell; the day was drawing in. Lord Harry left the station, and started with quick step along the road, which stretched across a dreary desolate piece of country.
The two men walked after him. One presently quickened his step, leaving the second man twenty yards behind.
The station-master looked after them till he could see them no longer. Then he shook his head and returned to his office.
Lord Harry walking along the road knew that the two men were following him. Presently he became aware that one of them was quickening his pace.
He walked on. Perhaps his cheeks paled and his lips were set close, because he knew that he was walking to his death.
The steps behind him approached faster—faster. Lord Harry never even turned his head. The man was close behind him. The man was beside him.
"Mickey O'Flynn it is," said Lord Harry.
"'Tis a —— traitor, you are," said the man.
"Your friends the Invincibles told you that, Mickey. Why, do you think I don't know, man, what are you here for? Well?" he stopped. "I am unarmed. You have got a revolver in your hand—the hand behind your back. What are you stopping for?"
"I cannot," said the man.
"You must, Mickey O'Flynn—you must; or it's murdered you'll be yourself," said Lord Harry, coolly. "Why, man, 'tis but to lift your hand. And then you'll be a murderer for life. I am another—we shall both be murderers then. Why don't you fire, man."
"By —— I cannot!" said Mickey. He held the revolver behind him, but he did not lift his arm. His eyes started: his mouth was open; the horror of the murderer was upon him before the murder was committed. Then he started. "Look!" he cried. "Look behind you, my lord!"
Lord Harry turned. The second man was upon him. He bent forward and peered in his face.
"Arthur Mountjoy's murderer!" he cried, and sprang at his throat.
One, two, three shots rang out in the evening air. Those who heard them in the roadside cabin, at the railway-station on the road, shuddered. They knew the meaning of those shots. One more murder to load the soul of Ireland.
But Lord Harry lay dead in the middle of the road.
The second man got up and felt at his throat.
"Faith!" he said, "I thought I was murdered outright. Come, Mick, let us drag him to the roadside."
They did so, and then with bent heads and slouched hats, they made their way across country to another station where they would not be recognised as the two who had followed Lord Harry down the road.
Two mounted men of the Constabulary rode along an hour later and found the body lying where it had been left.
They searched the pockets. They found a purse with a few sovereigns; the portrait of a lady—-the murdered man's wife—a sealed envelope addressed to Hugh Mountjoy, Esq, care of his London hotel; and a card-case: nothing of any importance.
"It is Lord Harry Norland," said one. "The wild lord—he has met his end at last."
The letter to Iris was brief. It said:
"Farewell! I am going to meet the death of one who is called a Traitor to the Cause. I am the Traitor of a Cause far higher. May the end that is already plotted for me be accepted as an atonement! Forgive me, Iris! Think of me as kindly as you can. But I charge you—it is my l
atest word—mourn not for one who has done his best to poison your life and to ruin your soul."
In the other letter he said:
"I know the affection you have always entertained for Iris. She will tell you what she pleases about the past. If she tells you nothing about her late husband, think the worst and you will not be wrong. Remember that whatever she has done was done for me and at my instigation. She ought to have married you instead of me.
"I am in the presence of Death. The men who are going to kill me are under this very roof. They will kill me, perhaps to-night. Perhaps they will wait for a quieter and a safer place. But they will kill me.
"In the presence of Death, I rise superior to the pitiful jealousy with which I have always regarded you. I now despise it. I ask your pardon for it. Help Iris to forget the action of her life of which she has most reason to be ashamed. Show that you forgive me—when you have forgiven her—and when you have helped her in the warmth and strength of your love to drive me out of your thoughts for ever.
"H. N."
EPILOGUE
IT is two years after the murder of Lord Harry Norland, the last event connected with this history.
Iris, when she accepted Hugh Mountjoy's offer of his Scotch villa, went there resolved to hide herself from the world. Too many people, she thought, knew her history, and what she had done. It was not likely that the Directors of the Insurance Company would all hold their tongues about a scandal so very unusual. Even if they did not charge her with complicity, as they could, they would certainly tell the story—all the more readily since Lord Harry's murder—of the conspiracy and its success. She could never again, she told herself, be seen in the world.
She was accompanied by her friend and maid—the woman whose fidelity to her had been so abundantly proved—and by Mrs. Vimpany, who acted as housekeeper.
After a decent interval, Hugh Mountjoy joined her. She was now a widow. She understood very well what he wished to say, and she anticipated him. She informed him that nothing would ever induce her to become the wife of any other man after her degradation. Hugh received this intimation without a remark. He remained in the neighbourhood, however, calling upon her frequently and offering no word of love. But he became necessary to her. The frequent visits became daily; the afternoon visits were paid in the morning: the visitor stayed all day. When the time came for Iris to yield, and he left the house no more, there seemed to be no change. But still they continued their retired life, and now I do not think they will ever change it again.
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