Home Buying Power
Page 12
I did not share the exchange with my clients, but I was nervous that the owner would discriminate against my buyers on the basis of race should they decide to write an offer. If they did, I felt that I would need to share the conversation with the listing agent and explain my fears, as discrimination is not only against the law, it is a violation of the REALTOR Code of Ethics.
In the end, my clients opted for a different home, but I have often wondered what would have happened had they pursued the purchase…
Bibliography
Fidelity National Title. California Buyer & Seller Guide to Title & Escrow. Fidelity National Title, 2012. Accessed June 2018. http://zabemortgage.com/wp-content/uploads/2016/04/ZABE_Fidelity_EscrowBuyerSellerGuide.pdf.
US Tax Center. “7 Things You Should Know About Gift Tax.” US Tax Center. October 07, 2014. Accessed June 2018. https://www.irs.com/articles/7-things-you-should-know-about-gift-tax.
What People
Are Saying
Marti Kilby provides today’s home buyer with a step-by-step guide to buying real estate that is easy to understand, detailed, and comforting. A MUST-READ not only for first-time home buyers, but seasoned veterans as well. Marti’s no-nonsense explanation of the process of buying a home, from start to finish, takes all the uncertainties and fears out of the equation. Read this book as you begin your journey of finding the perfect home, and you’re sure to have “Home Buying Power.”
Troy De Mond
REALTOR
Royal Shell Real Estate, Inc.
Fort Myers, FL
I just finished reading Marti Kilby’s “Home Buying Power.” What a fantastic guide for home buyers! It can be a life saver for first-time buyers and a great review for experienced buyers and sellers. This book provides an easy-to-follow explanation of terms and procedures. I love the Savvy Shopper notes at the end of the chapters and the short stories based on her experience. Marti is right on!
Barbara Keane
REALTOR
Berkshire Hathaway HomeServices
Palm Springs, CA
Before reading Marti’s book, “Home Buying Power: the Savvy Shopper’s Guide to Paying Less and Getting More in any Real Estate Market,” I would’ve been considered the opposite of savvy. More like woefully uneducated. I heard friends who were buying their first homes using terms like escrow, closing costs, PMI, all sorts of words and acronyms that sounded completely foreign to me. I knew one day I wanted to buy my own home, and in order for that to happen, I needed to be informed. Thanks to Marti and her clear writing and relatable examples, I now feel I can take on the home-buying process with confidence! She walks you through the entire journey, thoroughly explaining each step along the way. I now understand all of the terminology that used to confuse me, and I learned so much more beyond vocabulary. This book not only gave me a better understanding of what to expect when buying a home, it is also a great tool to have with me when the home-buying dream becomes a reality. Marti makes you feel like you have a trusted friend by your side, guiding you to get the most out of your experience. I highly recommend “Home Buying Power” if you want to be fearless and knowledgeable when making what is most likely the biggest investment of your life.
Emily Carminati
Radio Personality
San Diego, CA
About the Author
Marti Steele Kilby is broker/owner of Steele Group Realty in La Mesa, California. She has been a REALTOR for over thirteen years and is a Certified Residential Specialist (CRS), with the Residential Real Estate Council. Marti has been recognized for three consecutive years as a Five Star Professional featured in San Diego Magazine.
Prior to her real estate career, Marti specialized in health and fitness marketing and management for industry leaders including the Aerobics & Fitness Association of America (AFAA) and Healthclub.com. When not working or writing, Marti enjoys Zumba, gardening, traveling and enjoying life with her husband and nine grandchildren.
You can follow Marti’s real estate blogs at:
https://activerain.com/blogs/martikilby
and
https://www.steelegrouprealty.com/blog