Dubious: The Loan Shark Duet (Book 1)
Page 1
Table of Contents
Sneak Preview of Consent (Book 2, The Loan Shark Duet)
Chapter 1
Chapter 2
Chapter 3
Chapter 4
Chapter 5
Chapter 6
Chapter 7
Chapter 8
Chapter 9
Chapter 10
Chapter 11
Chapter 12
Chapter 13
Chapter 14
Chapter 15
Chapter 16
Chapter 17
From the Author
Also by Charmaine Pauls
About the Author
Dubious
The Loan Shark Duet (Book 1)
Charmaine Pauls
Published by Charmaine Pauls
Montpellier, 34090, France
www.charmainepauls.com
Published in France
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This is a work of fiction. Names, characters, and incidents depicted in this book are products of the author’s imagination or are used fictitiously. Any resemblance to actual events, locales, organizations, or persons, living or dead, is entirely coincidental and beyond the intent of the author or the publisher. No part of this book may be reproduced in any form or by any electronic or mechanical means, including photocopying, recording, information storage and retrieval systems, without written permission from the author, except for the use of brief quotations in a book review.
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Copyright © 2017 by Charmaine Pauls
All rights reserved.
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Cover design by Kellie Dennis (www.bookcoverbydesign.co.uk)
ISBN: 978-2-9561031-0-3
Created with Vellum
Contents
Chapter 1
Chapter 2
Chapter 3
Chapter 4
Chapter 5
Chapter 6
Chapter 7
Chapter 8
Chapter 9
Chapter 10
Chapter 11
Chapter 12
Chapter 13
Chapter 14
Chapter 15
Chapter 16
Chapter 17
Sneak Preview of Consent (Book 2, The Loan Shark Duet)
From the Author
Also by Charmaine Pauls
About the Author
1
Valentina
I never take the yellow glow of a light bulb or the blue staccato flicker of the television screen for granted. Looking for signs of life is an ingrained habit for people like me, people who live in fear. Already from the corner, I strain my neck to look at our floor. Then I stop dead. The rectangle of our window stares down at me. Black. Dark.
Oh, my God.
Charlie!
My palms turn clammy. I wipe them on my tunic and sprint up the remaining stairs to the second floor, almost tripping on the last step. A jerk on the handle confirms the door is locked. Thank God. Someone didn’t break in, attack Charlie, and leave him for dead. I drop my keys twice before I fit them in the lock. From inside, Puff starts barking.
The damn lock mechanism resists. One of these days, the flimsy nickel is going to break off in the door. I force until the key turns. In my rush to get inside, I stumble over Puff who runs out to greet me. He scurries away with a yelp and his tail between his legs.
The darkness is menacing. Flicking on the lights doesn’t expel the emptiness or the sick feeling pushing up in my throat. A hollowness settles in my chest as I take in the bowl of half eaten Rice Krispies and the glass of milk on the table.
“Charlie!”
Even if I know what I’ll find, I run to the bathroom.
No one.
“Dammit.”
Leaning on the wall, I cover my eyes and allow myself one second to gather strength. Something wet and warm touches my calf. Puff stares at me with his hopeful, sad eyes, his tail wagging in blissful ignorance.
“It’s all right, baby.” I pet his wiry hair, needing the reassurance of his warm little body more than he needs my caress.
Lightning rips through the sky, the sound lashing out a beat later. I close the curtains. Puff hates thunderstorms. After feeding him, I lock up and knock next door, but, like ours, Jerry’s flat is dark.
Damn him. Jerry promised me.
It’s a wild guess, but I’m betting on Napoli’s being Jerry’s favorite hangout. It’s the only place he ever goes.
The rickety framework clangs under my trainers as I charge down the two flights of stairs. It’s after eight. Having a car thief as a neighbor keeps me protected to an extent, but only from criminals lower in the hierarchy than Jerry. There are the drug dealers, mafia, and gangs to be reckoned with. I remain alert as I go, checking the abandoned houses, parked cars, and alleys. Staying under the streetlights, at least the ones not broken, I walk like my mom taught me––like I’m not a victim.
The brewing storm dissolves, taking with it the rain that would’ve washed away the neighborhood’s stench and soot. It’s summer, but the smoke from the cooking fires gives the Johannesburg air a thick, wintry smell as I cross from Berea into Hillbrow. Most buildings in Hillbrow no longer have electricity. When crime took over, people who could afford municipal services moved to the suburbs, turning the city center into a ghost town. Shortly after, the homeless and others with more sinister goals invaded the deserted skyscrapers. The door and windowless buildings look like skulls with empty sockets and gaping mouths. Doors have long since been used for firewood. What is left is the carcass of a city. The vultures have picked the meat off the bones, and now there are only the scavengers who prey on each other, and if I’m lucky tonight, not on me.
The walk to Napoli’s takes almost forty-five minutes. I’m scared, and my legs ache from standing in the veterinary clinic all day, but worry over my brother outweighs fear and exhaustion. By the time I get to the club, I’m close to collapsing. It’s not the first time Charlie has disappeared. From experience, I know the police won’t help. They have their hands full with murder cases and so many missing persons they don’t have enough space on milk cartons to post everyone. Anyway, most of them are corrupt. I’ll more likely get gang-raped by officials in a police cell than get assistance. I have to find my brother myself.
A group of teenagers in dirty vests sniffing glue at the corner shout insults.
The tallest climbs to his feet, his skin shiny with perspiration and the whites of his eyes like saucers. “Yo, white bitch. What ya doin’ on my block?”
“Hey!” A meaty bouncer in a T-shirt with a Napoli’s logo shuts them up with a look.
The bouncer doesn’t stop me when I push through the entrance, but I feel his eyes burn at the back of my head as I walk down the black-painted corridor into the brightly lit interior. A song from a local rave-rock band blares from oversized speakers. The walls are covered in street art, the day-glo colors popping off the bricks under the fluorescent lights. The club smells of poppers and disco machine smoke. There’s every kind of generalization inside, from the dark-suited Portuguese to the gold-chained Nigerians. Half-naked women do the rounds, most of them looking spaced out.
Please let them be here.
I run my gaze over the bar and the roulette tables at the back. On the left, raucous cheering is directed at the flat screen where a horse race is taking place. The spectators go quiet when they notice me. One of the men touches his buckle and widens his stance. A sign says the money lending office is upstairs. There’s a queue outside the door. That’s where gamblers and people who can’t make the rent or pay off the mafia sign away their lives, pledging interest of up to a hundred and fifty percent
on loans that will literally cost them an arm and a leg.
The men playing darts turn their heads as I pass. Shit. I’m getting increasingly anxious. As panic is about to seize me, I spot Jerry’s orange afro in a circle of heads at one of the card tables. Charlie sits in the chair next to him. Almost crying with relief, I push people with plastic beer cups in their hands out of the way to reach my brother. Charlie’s curls fall over his forehead, and his eyes are scrunched up in concentration. He’s wearing a Spiderman T-shirt and his flannel pajama bottoms. The attire makes him look vulnerable despite his age and bulky frame. Anyone can see he doesn’t belong here. How dare the sick son of a bitch who runs this cesspool allow my brother inside?
“How could you?” I say in Jerry’s ear.
He jumps and gives me a startled look. “What are you doing here?”
Charlie is studying the cards in his hand. He hasn’t noticed me, yet.
I press a hand to my forehead and count to five. “You said you’d watch him for me.”
“I am watching him.”
“He’s not supposed to be here.”
“He’s a grown man.”
“My brother is not accountable for his actions, and you know it.”
Charlie looks up. “Va–Val! I’m wi–winning.”
For now, my focus remains on Jerry. Alcohol and gambling are not his only addictions. “What did you give him?”
“Relax.” He gives me an exasperated shrug. “Orange juice, that’s all.”
“Come, Charlie.”
I take my brother’s arm, but the croupier snatches my wrist.
“He’s not going anywhere until his debt is paid.”
My mouth drops open. How could Jerry let this happen? He knows I barely make ends meet. I jerk my arm from the dealer’s grip. “How much?”
“Four hundred.”
“Four hundred rand!” That’s almost half of my weekly wage.
“Four hundred thousand.”
The strength leaves my legs. Letting go of Charlie, I brace myself with my palms on the tabletop. We may as well carve dead on our foreheads.
“It’s impossible.” I can’t process that amount. “In one night?”
The croupier regards me strangely. “Charlie’s a regular. He’s been running a tab, and his time’s up.”
“Jerry?” I look at him for an explanation, a solution, to tell me it’s a joke, anything, but he gnaws on his bottom lip and looks away.
I slam down a fist, rattling the plastic chips. “Look at me!”
The table goes quiet, but not because of my outburst. The men’s heads are turned toward the landing on the upper floor. When I follow their gazes, I can’t miss the man who stands under the light, his hands gripping the rail. He wears a dark suit, like the Portuguese, but he’s anything but a generalization. He’s nothing short of a monster.
His body is muscular. Too big. There’s not enough space in the room for him. He drowns everything in power and dominance. He’s not young, but he isn’t old, either. Rather than defining his age, his years give him the distinguished edge of men with experience. Thick, black hair falls messily over his forehead, the wisps brushing his ears. His features are rogue, wild, and uncompromising. The lines running from his nose to his mouth are deeply etched. They’re the kind of lines men with hard, rough lives wear. A ghastly network of scars runs from his left eyebrow to his cheek. Under the disfigured patchwork, his complexion is tanned. The ruggedness of his skin gives the impression of being marred by bullets. A short-trimmed beard and moustache cover some of his imperfections, but the damage is too vast to hide. It’s a face you don’t want to see in the dark and definitely not in your dreams. It’s a face that stares straight at me.
Heat of the scary kind crawls over my skin. When I look into his eyes, it’s as if a bucket of ice is emptied down my shirt. An unwelcome shiver contracts my skin, and my fear turns from hot to cold. His irises are blue like the far-off glaziers I’ve only seen in pictures. Everything about him seems foreign. Out of place. Dangerous. He’s the kind of bad that’s even out of Napoli’s league.
“Fucken fuck,” Jerry mumbles when he finds his voice. “Gabriel Louw.”
I’ve lived here long enough to recognize the name. His family runs Napoli’s. If Hillbrow is the crime capital, Gabriel Louw is the king of the money lords. They call him The Breaker. He’s a loan shark, and I’ve heard stories about him that make my blood freeze with their brutality.
The best time to run is when your opponent is distracted. If we have any chance of getting out of here alive, it’s now, while Gabriel holds the attention of the room with unyielding demand. Taking Charlie against his will won’t work. He weighs twice as much as me, and when he gets obstinate, he’s an unmovable, dead weight.
“Let’s get an ice cream,” I whisper in his ear, “but you have to come quietly.”
Charlie knows about being quiet. We practice it enough times when we hide from the mafia, pretending we’re not home.
Charlie gets up like I silently prayed he would and allows me to lead him to the door. I pinch my eyes shut and wait for someone to shout, grab us, shoot, or all three, but when I glance back Gabriel lifts a palm, and the bouncer steps aside for us to exit.
Outside, I suck in a breath of polluted air. Clutching my brother’s arm, I walk him back to our side of the tracks, which isn’t much better, but it’s all we have. He talks, and I let his voice soothe me, trying not to think. When we’re home, I’ll go over what happened. For now, I’m too preoccupied with lurking dangers.
At Three Sisters, I buy Charlie a cone with vanilla ice cream dunked in caramel, his favorite. It’s not until we round the corner of our building that trouble strikes again. Tiny leans in the entrance, smoking a joint. When he sees us, he straightens, takes a last drag, and flicks the butt into the gutter.
“Well, well.” He wipes his hands over his dreadlocks and saunters over. “Hello, sunshine. Tiny was looking for you.” There’s an edge to his voice. “Where were you?”
“Ice crea-cream,” Charlie says.
“Is that so?” Tiny stops short of me. He’s not Nigerian or Zimbabwean like most of the people on our block, but Zambian. His skinny frame towers over me, his black skin lost in the darkness of the night, except for the whites of his eyes and teeth. “You’ve got money to spoil your ol’ brother here, but not for Tiny’s tax?”
He calls himself the Tax Collector. He’s not the landlord, but he gathers ‘tax’ on the rent from everyone who lives in our building. He’s a mini-mafia within a bigger mafia, but dealing with him means I don’t have to deal with the bigger mafia, and he’s the lessor of two evils.
Putting his nose in my hair, he sniffs. “You smell like smoke. Club smoke. Who were you with?”
Tiny pretends he owns me. Mostly, he pretends I like him. In reality, he’s a coward, but he still has the power to hurt me. I know this from a split lip and blue eye.
“You’re dating now?”
“It’s none of your business.” Charlie’s key is not on the cord around his neck. I’ll have to ask Jerry about it later. I fish my key from my bag and hand it to Charlie. “Go up and lock the door.”
Charlie takes the key, but doesn’t move.
“Go on,” I urge. “I’ll be right up.”
“O–okay.” Charlie takes two steps and stops.
I give him an encouraging smile. “Quickly. I don’t want you to catch a cold.”
Tiny grabs hold of my hair. I close my eyes. Please, Charlie. Obey. I don’t want him to see this. When I lift my lashes, my brother is climbing the stairs on the side of the building.
“Got the money?” Tiny pulls on my ponytail.
The bond on our flat is fully paid. My parents paid cash for the property years ago before anyone could predict how crime and dilapidation would render their investment worthless.
“We don’t pay rent,” I bit out. This means nothing to Tiny, but I have to try. God knows why, but I try every time.
�
�You still owe.” He grins, flashing a row of straight teeth. “Tiny can’t let you stay without paying tax. What example will that be for the others? Give it up, Valentina.”
I freeze. “Don’t you dare say my name.”
He scoffs. “That’s right, because you’re my bitch.” He yanks on my hair. “Ain’t it so, bitch?”
“Go to hell.”
“Now, now. That’s no way to speak to Tiny.” He clicks his tongue. “Who’s gonna protect you if Tiny ain’t around?” He tilts his head. “Won’t ask you again. Where’s Tiny’s money?”
I swallow. “I’ll have it by the end of the month.”
“You know the rules. The fifteenth is payday.”
“Please, Tiny.” Tears burn at the back of my eyes. A cold weight presses on my heart.
In the middle of the dirty road, he pushes me down to my knees in the gravel, the stones digging into my skin. His eyes take on a feverish light as he unties the string of his sweatpants and lets them fall to his ankles.
“If you bite again, you’ll walk away with more than a shiner. This time, I’ll break your arm.”
Taking the root of his dick in one hand, he grips my hair in the other and guides my mouth to his cock. Disgust wells in my throat.
He pushes against my lips. “Suck me, white bitch.”
I don’t do anything of the kind. I tune out of the moment and become an empty shell. It’s a routine he knows well. He lets go of his penis to catch my jaw, squeezing painfully on the joints until my mouth opens of its own accord. Then he simply uses me, pumping and shoving until I gag. Tears roll over my cheeks. The saltiness slips into my mouth, mixing with the taste of sweat and filth. Mercifully, like always, Tiny comes fast. Not even a minute later, he ejaculates with a grunt and shoots his load into my mouth. When he pulls out, panting like a pig, I turn my head to the side and spit.