Agincourt
Page 12
The forty years preceding Henry’s reign had been marked by constant and sometimes bitter conflict between the king and Parliament. All this was to change under the new king. During his years as prince of Wales, Henry had established extremely good relations with the Commons, which were to serve him in good stead when he became king. Parliament met more frequently in his reign than in his father’s, but its sessions were much shorter and, like the king himself, more businesslike and efficient. Working with and through its members, whose advice he actively and genuinely sought, Henry listened and responded to their concerns but also pre-empted their criticism by acting as a model king himself, prompt to do justice, financially efficient, administratively effective. As a result, Henry enjoyed the confidence of his parliaments to a degree that was almost unprecedented.6
The most significant result of this collaboration was the willingness of the Commons to grant Henry’s requests for money. Taxation at this period was levied directly and indirectly. The direct taxes were called subsidies, and were levied on the value of movable goods at the customary rates of one-fifteenth in the countryside and one-tenth in the towns. Subsidies were payable by everyone, regardless of rank, and only those having movable goods worth less than 10s were exempt. As far as the towns and villages were concerned, a fixed sum was levied from each one and it was then up to the local assessors to decide what proportion each individual inhabitant should pay. The clergy were also liable to pay subsidies at the higher level of a tenth, but these were granted in their own assemblies, called convocations, which usually met at the same time as Parliament. There was a separate convocation for each see, presided over by the archbishops of Canterbury and York, and their grants tended to mirror those made by Parliament. Indirect taxes were principally levied on the export of English wool. English merchants were required to pay 43s 4d for each sack of wool or 240 fleeces, and 100s for each hide; foreign merchants paid proportionately more, at 50s and 106s 4d, respectively. Henry also obtained further taxes of 3s per tun of wine and 12d in the pound on all other merchandise entering or leaving the country, for the specific purpose of funding the safeguarding of the seas. Grants of this kind were usually awarded for a limited term of several years so that the king had to come back to Parliament to obtain their renewal. In the nine and a half years of Henry’s reign, he received more than ten full “subsidies,” all but two of them during the years of intensive war effort between 1414 and 1420. Taxation at these levels had not occurred since the beginning of Richard II’s reign—and then it had caused the Peasants’ Revolt. Henry’s demands, by contrast, were met with scarcely a murmur of protest: as one historian has pointed out, he got more money with less trouble than any other king of England. By exercising his skills in political leadership, he was able to summon his parliaments in the knowledge that they would, by and large, do as he wished.7
Henry had been granted a full fifteenth and tenth in his first parliament, in 1413, but, in a move calculated to surprise and endear him to his subjects, had declined to ask for another at his next parliament in April 1414. This proved to be the lull before the storm because his third parliament, held in December of the same year, was asked to grant a double subsidy—not one, but two whole fifteenths and tenths. It fell to the king’s half-uncle Henry Beaufort, bishop of Winchester, who, as chancellor, had to make the traditional opening address to the assembled Lords and Commons, to put forward a persuasive argument. A brilliant orator, he needed all his skills to win the day. Parliament had been called at the king’s command, he declared, to advise how to recover the king’s inheritance, which had long been unjustly detained by the enemy. There was a season for everything. Just as there was a time for a tree to seed, flower, fruit and die, so it was given to men that there should be times for peace, for war and for labour. The king, seeing that peace reigned in his kingdom and that his quarrel was just (both of which were necessary if he was to wage war overseas), had decided that, with God’s assistance, the time was now ripe for putting his purpose into action. He therefore needed three things: the good and loyal counsel of his parliament, the strong and true assistance of his people and a heavy subsidy from his subjects—but, Beaufort added, somewhat lamely, victory would reduce the costs to his subjects and bring great honour.8
The double subsidy was duly granted, its approval by the Commons assisted by the fact that the speaker for this parliament was none other than Beaufort’s cousin and Henry’s trusted adjutant Thomas Chaucer. The southern and northern convocations also obliged with grants of two-tenths, having their own reasons to be grateful to Henry V for his stout defence of the Church in the face of the Lollard threat. Fortified with the knowledge that large sums of money would soon be flowing into his treasury, Henry was able to intensify his preparations for war.9
Generous though the subsidy grants were, the money could not be collected all at once. Half was to be paid by February 1415 but the second half was not due until a year later. This left Henry with the headache of finding ready cash to pay for his military expenditure in the meantime. There was only one way this could be done: he would have to borrow. Edward III had financed his French wars by loans from the Bardi and Peruzzi banking families of Florence—and had ruined them when he defaulted on their repayments. This was not an option open to Henry V. Instead, he looked to his own subjects to help him finance the forthcoming war.
On 10 March 1415, Henry summoned the mayor and aldermen of London to the Tower and informed them that it was his intention to cross the sea to reconquer the possessions of the crown and that he needed more money. Four days later, Henry Chichele, archbishop of Canterbury, Henry Beaufort, bishop of Winchester, the king’s youngest brothers—John, duke of Bedford, and Humphrey, duke of Gloucester—and Edward, duke of York, met with the city dignitaries at the Guildhall to discuss the matter. London was incomparably the richest city in the kingdom, and, as an international centre of trade, its merchants had greater access to cash than those of most other towns and cities. This was particularly important at a time when most movable wealth, hereditary, ecclesiastical, aristocratic and mercantile, was tied up in goods, especially jewellery and plate, rather than hard cash. It was an indication of how much the king needed the London loan that the mayor was given the seat of honour, and was invited to sit with the archbishop on his right and the royal dukes on his left. This flattery produced the required result. On 16 June the city offered the king a loan of 10,000 marks (almost $4,450,000 today), receiving from him a gold collar called the “Pusan d’Or,” weighing 56 ounces as security for its repayment.10 The choice of this particular item was pregnant with meaning, for it was an “SS collar,” which had been the livery of the Lancastrians since at least the time of John of Gaunt and was worn by their most important retainers as a symbol of loyalty and allegiance. It was so named because it consisted of a chain of some forty-one S-shaped links, which were made of gold, silver or pewter, according to the rank of the wearer. The “Pusan d’Or” was probably the king’s own collar, since it was made of gold and richly decorated with jewelled and enamelled crowns and antelopes, the former suggesting royal status and the latter being one of Henry V’s personal badges.
Though London was the first and the wealthiest city to be approached for a loan, it was by no means the only one. On 10 May Henry addressed what was, in effect, a begging letter to his “very dear, and loyal, and well beloved” subjects. It was written in French, which was still the language of choice for the English aristocracy, as it had been since the Norman Conquest, and under the signet, the most private and personal of the king’s seals. Since it was dictated by Henry himself, it bore the unmistakable imprint of his character and, as such, it is a very revealing document indeed. The letter was frank and to the point; a persuasive appeal to the recipient’s loyalty, backed up with just the tiniest hint of a threat. As an insight into Henry’s methods of governing, it could not be bettered. It opened by explaining that he was now setting out on his voyage, that he had paid his men the first part of
the wages which were due to them and that he had promised them the second on the point of embarkation. The grants and loans he had received from his faithful subjects were not enough to enable him to fulfil that promise, “so that, for lack of this second payment, our said voyage is likely to be delayed, and the first payment, made by us, to be wasted, to the great injury of us, and of our whole realm, which God forbid.” Each recipient was asked, “as you desire the success of our said voyage, and the common good of us and of our whole realm,” to lend such a sum as the bearer of the letter would suggest and to send it “with all the haste that can be made.” “And you ought to take this our prayer tenderly and effectively to heart,” Henry added, “without failing us, or the confidence we have in you.”11
Who could refuse such a very personal and direct appeal? Certainly not the towns, religious communities and individuals to whom the letter was addressed. Richard Courtenay, bishop of Norwich, as treasurer of the king’s chamber, was the official charged with the overall responsibility for raising the money, probably because the chamber was responsible for the many personal items of jewellery and plate that the king had to pledge as security. Richard II’s gold crown, for example, which was studded with 56 rubies, 40 sapphires, 8 diamonds and 7 large pearls, and valued at £800, was pawned for a loan of 1000 marks from the people of Norfolk, who contributed sums ranging from 500 marks from the mayor, sheriffs and citizens of Norwich down to 10 marks from a certain Nicholas Scounfet. A great tabernacle of gold, richly garnished with jewels, which had belonged to the duke of Burgundy, was similarly given as security for 860 marks loaned by a consortium of laymen and clergymen from Devon, including the dean and chapter of Exeter Cathedral, the mayors and citizens of Exeter and Plymouth, and the abbots and priors of Tavistock, Plympton, Launceston and Buckfast.12
The biggest loan of all, worth £10,936 3s 8d, came from Roger Salveyn, treasurer of Calais, who would have to wait more than six years for repayment in full. Other towns and cities gave what they could, the sums providing an interesting indication of their comparative wealth. Bristol, for instance, offered £582, Norwich £333 6s 8d, King’s Lynn and Newcastle £216 13s 4d each, York £200, Boston £80, Beverley, Canterbury, Exeter, Northampton and Nottingham £66 13s 4d each, Bridgewater £50, Gloucester, Maidstone and Sudbury £40 each, Bury St Edmunds and Faversham £33 6s 8d, Plymouth £20 and Dartmouth £13 6s 8d. As with subsidies, where a loan came from a town or city, the level was fixed by discussion with the mayor and his officials, who then had to recoup the figure from the inhabitants. The records for a loan of £100 made by the city of Coventry in 1424 reveal that scarcely anyone was exempt and individuals had to pay sums ranging from £1 6s 8d down to the merest 10d (the equivalent of $27.77 today).13
It would be surprising if fund-raising on this scale did not meet with protest, particularly from townsmen who had already contributed the first of the two-tenths of the value of their movable goods through the double subsidy of 1414, and were now being asked to contribute to a further “voluntary” loan. They could not even look to the consoling prospect of receiving interest, since usury was strictly prohibited by the Church, and all loans between Christians had to be interest-free. The sum of £100 had been demanded from Salisbury but was reduced, after much hard bargaining, to two-thirds of that figure, which was to be raised from eighty-five of the leading citizens. Even so, it took the threat of the king’s displeasure before the town finally handed over the money. Resentment in Salisbury apparently boiled over when Sir James Harington, bringing his retinue of Lancashire men-at-arms and archers to the muster at Southampton, attempted to cross the Avon by the Salisbury bridge and found himself embroiled in a full-scale affray with the townsfolk, in which four citizens were killed and fourteen thrown over the bridge into the river. In London, too, a grocer, a draper and a ward official were charged with having falsely accused an alderman of having levied a larger sum than was due from them for the city’s loan to the king; they confessed their guilt and were sentenced to a year and a day in Newgate Prison, though this was remitted on payment of a bond for good behaviour.14
Wealthy individuals, many of whom had lent money to the crown before, were more prepared to come forward with substantial loans. London mercers (textile dealers) were foremost among these. John Hende, for instance, made the largest single loan of £4666 13s 4d (now worth almost $3.2 million) and Richard Whittington, known to generations of English schoolchildren as Dick Whittington of pantomime fame, lent £700. Either a younger son or a member of a junior branch of a family of Gloucestershire gentry, Whittington had made his fortune by coming to London and setting up as a dealer in costly textiles. Having established himself as a supplier of cloth of gold and embroidered velvets worth well over £1000 annually to the royal household, he became an alderman of the city of London, and went on to serve three terms as mayor in 1397-8, 1406-7 and 1419-20, and also as a Member of Parliament in 1416. As mayor of the Staple at Calais, he was one of the wealthiest merchants in the country and could therefore afford to make regular loans to both Henry IV and Henry V, including one of £2000 to the latter soon after his accession.15
Not all merchants were as willing as Richard Whittington to bankroll the king and his forthcoming war. Resident foreign merchants, who had commercial interests in other countries, including France, were not at all happy at being asked to contribute to the war chest. Antonio Morosini, the Venetian chronicler, complained that many Lombard and Italian merchants were being seized, together with their goods, and were forced to pay the king huge sums to obtain their release. Discreditable though it seems, Morosini was right. On 25 May 1415 ten partners in Italian merchant houses were summoned before the privy council and, when they refused to make loans totalling £2000, were flung into the Fleet Prison—a nicely sardonic touch, since this was the jail for debtors.16
This sort of action probably had the desired effect, for, by the beginning of June, money from foreign merchants was rolling into the treasury: the Albertis and John Victor from Florence obliged with almost £800 and £266 13s 4d, respectively, Paul de Meulan from Lucca with £132 and Nicholas de Muleyn and his associates from Venice with £660. Perhaps as compensation for their harsh treatment, all were repaid in full within the year, though it was an indication of the strain on the king’s finances that Laurence de Alberti had to accept a novel form of credit, being allowed to bring in five ships without having to pay any duty on their cargoes.17
The wealth of the Church was also placed at the king’s disposal. It comes as no surprise to find that Henry Beaufort, bishop of Winchester, the wealthiest clergyman in England, lent his nephew almost £2630 in June and July alone, or that Henry Chichele, archbishop of Canterbury, and Philip Repingdon, bishop of Lincoln, should also have supported their monarch to the tune of £200 and £400, respectively. Abbots, priors and deans of cathedral chapters also had access to the funds of their communities—though quite where Friar Henry Cronnale, a member of a mendicant order dedicated to poverty, got the £200 he lent is a mystery. What is surprising is the number of relatively humble clergymen who, willingly or not, pledged quite substantial sums: thirteen parsons in the diocese of Durham alone each lent £20 ($13,330 today), as did William Shyrymton, rector of Holt-market, in Norfolk.18
The complex systems of accounting for this money, the deferral of some repayments (in some cases for many years) and the incomplete nature of the records mean that it is virtually impossible to determine exactly how much Henry managed to raise. The only chronicler to hazard a guess was the Burgundian Enguerrand de Monstrelet, writing thirty years afterwards, whose estimate of 500,000 gold nobles (the equivalent of $111 million today) was accepted by most subsequent chroniclers, English and French.19 Convenient though this may be, all that can be said with any certainty is that it was a huge sum, and that it was enough not only to pay the army’s wages but also to finance the campaign. Whatever else dictated Henry’s military decisions on the Agincourt campaign, shortage of money was not one of them.
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p; Despite the fact that England had no standing army in medieval times, which meant that every single serving soldier had to be individually recruited, raising sufficient men to fight under Henry’s command was a much easier exercise than finding the cash to pay them. Indeed, in this respect, he had an embarrassment of riches, for he was unable to find places on board for all the men who mustered at Southampton. Even though he issued a last-minute repeat of the order to seize any ships left in the port of London and bring them “with all possible speed” to Southampton, he still had to leave some men behind.20 The old feudal system of owing personal military service for a particular piece of land had long since broken down, though its influence remained. The king still expected his tenants-in-chief to accompany him to war and to bring with them a certain number of men, most of whom would inevitably be drawn from their own landholdings and areas of influence. Instead of being bound by ties of loyalty and obligation, however, these soldiers, from highest to lowest, were bound by written contracts of service, which were legally defined and enforceable by law. England had developed a particularly sophisticated system for raising armies by this method in response to the almost continuous demands of fighting the war in France under Edward III. It was based on the indenture, a single document that consisted of two identical copies of the contract, both signed, witnessed and, where relevant, sealed by the two parties. The document was then cut in two, not in a straight line, but in a wavy or indented one. Each party then took one of the copies. If any dispute arose about the terms and conditions of service, both parties had to produce their copies, which could then be placed together to ensure that the indents matched and that the two were genuinely parts of the original indenture. This simple but ingenious stratagem made it extremely difficult to produce a fake document, or for either party to defraud the other by making changes to his own copy.