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October 19, 1781: The great guns at Yorktown fell silent, British General Cornwallis surrendered, and England conceded the war. For one euphoric moment a shout of jubilation rolled forth in America - and then harsh reality gripped the country. America was thirteen separate countries, each with its own money, political organization, culture, and history. Congress was essentially powerless. Border tariffs sprang up between states, with cannons to enforce them. Quarrels over control of the great rivers brought states to the brink of war. Banks lacked gold and silver to support their paper currency; bankruptcies raged. The military was paid with unenforceable written promises, and destitute soldiers marched on to Philadelphia, demanding their wages. Finally, in 1786, still unpaid, the soldiers revolted, closing down many New England courthouses to stop the bankruptcy courts from seizing their farms. Shooting erupted; Americans killed Americans. The impending storm was threatening...