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A bank heist turns sleepy little Wagon Mound, New Mexico, on its ear. It's no straight-forward, "demand all the money at gun-point and hustle out the front door" kind of robbery. It's a sneaky tunneling that probably took months to complete and landed the thieves in a room of safe deposit boxes—not the vault with two million bucks for a ranch sale next door. Was this some mistake, or was the thieves' target the Tiffany-designed sapphire and diamond necklace belonging to eighty-five year old Gertrude Kennedy, a family heirloom from the days of the Titanic? The necklace is insured with United Life and Casualty for half a million. The company sends their ace investigator, Dan Mahoney, a Chicagoan still in New Mexico recuperating from events in Flash Food, and romancing the intrepid Elaine Linden, to the scene of the crime. Delayed when his Jeep overheats, Dan catches a ride and is the hapless passenger in a rollover that kills the driver and lands Dan in Santa Fe's hospital....